Kirsty Kerr
Standard Life Content Writer
"Remember, starting now could make a big difference later on."
Kirsty has been communicating with Standard Life customers about their pensions, savings and investments since 2016. She’s passionate about making important topics more straightforward and easier to understand, and getting the younger generation more engaged with saving for their future.
Our MoneyPlus features team are experienced financial journalists and writers. They’re passionate about making pensions, savings and investing as easy to understand as they can so that everyone can make the most of their money.
Articles by Kirsty Kerr
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Other3 minsKirsty KerrAutumn Statement 2023: five things you should know
Five changes from the 2023 Autumn Statement you need to know about. -
Other3 minsKirsty KerrTime for a midlife MOT?
Find out how the government’s new ‘Midlife MOT’ website could help you get to where you want to be with your money, career and health. -
Savings3 minsKirsty KerrSingles vs couples: how retirement planning differs
What’s the difference between planning for retirement as a couple vs planning on your own? Find out some important things to consider. -
Pensions3 minsKirsty KerrWhat is phased retirement?
Find out what phased retirement is, and its pros and cons, so you can see if it’s right for you. -
Tax4 minsKirsty KerrWhat to think about when giving early inheritance
Looking to give your loved ones some ‘early inheritance’? Here are a few things you should think about first. -
Recommended3 minsKirsty KerrShould you start retirement planning at 36?
Research tells us that people tend to start retirement planning at 36. Find out why 36 is the magic number and if it’s early enough – or too late? -
Recommended3 minsKirsty KerrWill the State Pension rise in 2024?
Find out why the State Pension could rise by 8.5% in 2024. -
Pensions3 minsKirsty KerrSix questions to ask yourself when choosing a pension plan
Thinking about opening a new pension plan? Here are six questions to ask yourself before making your decision. -
Pensions4 minsKirsty KerrCan you pass on your pension to your loved ones?
Pension rules have made it possible to leave your pension to your loved ones without paying 55% tax. Find out how to pass on pension savings tax efficiently here. -
Pensions5 minsKirsty KerrHow to plan for retirement
If planning for retirement is on your radar, follow our step-by-step guide to find out how much money you will need to retire and how much you could have. -
Savings4 minsKirsty KerrWhat I wish I’d known earlier about my finances
Find out what people in their 20s and 30s wish they’d known earlier about their finances. -
Recommended3 minsKirsty KerrHow to choose your pension investments
The pension investments you choose could make a big difference to the amount you have when you come to retire. Find out what you should think about. -
Recommended4 minsKirsty KerrWhat is tailored drawdown?
Find out how tailored drawdown could help you to pay less tax on your retirement income. -
Recommended3 minsKirsty KerrMillions left unclaimed in pension tax relief
Every year, millions of pounds of pension tax relief remain unclaimed. Find out if some of it could be yours and how to claim it. -
Pensions3 minsKirsty Kerr
Moving from employed to self-employed? Here’s what to think about when it comes to your pension plan
Becoming self-employed? Here’s what to think about when it come to your pension plan so you can stay on track for the retirement you want. -
Cost of living support3 minsKirsty Kerr
What is Pension Credit – and how do I get it?
Find out what Pension Credit is, how to claim it and how much you might get. -
Pensions4 minsKirsty KerrGot your own business? Try our pension tax tips
If you’ve got your own business, your pension plan can offer some serious tax breaks. Read our article to find out how to make the most of them. -
Other3 minsKirsty KerrThe impact of caring for others on your retirement
Caring responsibilities can have a big impact on your retirement plans. Find out what to consider if you’re caring for someone and where you can go for help and support. -
Pensions4 minsKirsty Kerr
The normal minimum pension age is changing – here’s what you need to know
The minimum age at which you can take your pension savings is increasing to 57 in 2028. Here’s what the change could mean for you and your retirement plans. -
Pensions4 minsKirsty Kerr
How does working part-time impact your pension?
We explore the impact part-time working can have on your pension savings and what you should consider if you are, or have been, working part time. -
Cost of living support3 minsKirsty KerrHow to balance saving with living when costs are high
When costs rise, it can become hard to keep up with saving for your future. If you’re struggling to find the balance, read our article for five helpful tips. -
Pensions4 minsKirsty KerrSix tips to help boost your pension savings before the end of the tax year 2022/23
Read our tips to discover what you could do to help you make the most of your pension savings before the end of the 2022/23 tax year. -
Pensions4 minsKirsty KerrLump sum payments vs regular pension contributions
Should you pay a lump sum into your pension or increase your regular contributions? We explain both options to help you decide which option could be best for you. -
Pensions4 minsKirsty KerrSpring Budget 2023: the changes that affect your pension allowances
What you need to know about Jeremy Hunt’s 2023 Spring Budget and how the changes affect your pension allowances. -
Pensions4 minsKirsty KerrFive reasons why everybody’s talking about pensions
With internet searches for ‘pensions’ spiking this month, we give five reasons why pensions have got people talking. -
Recommended4 minsKirsty Kerr
The small pots problem: what you can do with yours
The amount of small, forgotten pension pots has become a problem. Find out how to check if you have a small pot and what you can do with it. -
Savings5 minsKirsty KerrFive financial resolutions for 2023 – and how to achieve them
Read our top five financial resolutions for 2023 and get some tips on how you can achieve them. -
Recommended5 minsKirsty Kerr
How long will my pension pot last?
How many years do your retirement savings currently cover? Find out how long your pension pot might last and what you need to consider to make sure it does. -
Recommended5 minsKirsty Kerr
A simple tax and pensions checklist for 2023
Follow our checklist to get your tax and pension plans in order and prepare for the end of the tax year. -
Pensions4 minsKirsty KerrWhat is the State Pension triple lock and how does it affect me?
Receiving the State Pension? Find out how the triple lock affects your State Pension income for 2023-24 considering inflation and the rising cost of living. -
Tax4 minsKirsty KerrAre you ready for tax year end?
With the clock ticking on the 2022-23 tax year, here’s everything you need to know to get to grips with your pension and savings allowances. -
Pensions6 minsKirsty KerrFive ways to get retirement ready
If you’re approaching retirement, it’s a good idea to starting thinking about what you need to do to get your pension savings ready. Try these five tips to get started. -
Pensions5 minsKirsty KerrFive things you need to know about taking money from your pension savings
Here are five things worth knowing to help you make the most of your retirement savings. -
Pensions5 minsKirsty KerrTaking your tax-free cash: everything you need to know
Taking your tax-free cash is a big decision. Find out all you need to know about how much you get, when you can take it and more. -
Pensions5 minsKirsty KerrCaring for loved ones in retirement
Caring responsibilities can fall to you at any age - even in retirement. Find out what to think about when it comes to caring for a loved one in retirement and what support is available. -
Cost of living support4 minsKirsty KerrSaving vs investing - and how to make the most of your money
What's the difference between saving and investing and which option is right for you? We explain what you need to know and give some tips on how you can make the most of your money. -
Cost of living support5 minsKirsty KerrWorried about the impact of inflation on your savings? Here's what to consider
Find out what steps you can take if you're worried about the impact of inflation on your savings. -
Pensions5 minsKirsty KerrMaking the most of a pension plan when you're young
It's worth paying into a pension early in your 20s and 30s. Find out how the younger you start saving into your pension plan the better prepared you could be for your future. -
Savings5 minsKirsty Kerr7 tips to help get your savings in order | Standard Life
Tidy up your finances this spring by using our top tips to saving more. With a spring clean, the money you invest now could help towards a more comfortable future. -
Savings6 minsKirsty KerrPension or ISA? How to decide where to put your savings
When saving for retirement, it can be hard to choose what's right for you. Here we go into detail about pensions vs ISAs, including the tax benefits and more. -
Pensions5 minsKirsty Kerr
5 pension tips that could help give your savings a boost
Follow our simple pension top up tips on how to make the most of your savings today and it could help your money go further in retirement. -
Pensions5 minsKirsty KerrUncomfortable money topics and why it can be good to talk about them
Having uncomfortable conversations can improve your overall wellbeing and financial future. We give you some simple steps to help make the uncomfortable, comfortable. -
Tax5 minsKirsty KerrHow does pension tax relief work?
Read our simple guide to see how pension tax relief can help to increase your pension savings. Find out how it costs you less to save more for your future. -
Savings5 minsKirsty Kerr6 tips to get your savings and investments back on track
The start of a new season is a good time to take stock and get organised. Here are six tips to get your savings and investments in check. -
Savings6 minsKirsty KerrFed up of your 9 to 5? Here's how you could get financial freedom sooner
Many people would like to retire early and want to find out how they can do just that. Here's how much money you might need - and how to save for it. -
Pensions6 minsKirsty KerrWhat is drawdown and is it right for you?
We cover the basics of pension income drawdown to help you decide if it's the right option for you. -
Savings6 minsKirsty Kerr7 tips for how you could grow your money in your 30s and 40s
There's still plenty of time to take control of your finances, build your wealth and shape your future. Start by reading these 7 tips on how you could grow your money.