A pension is a long-term investment. Its value can go down as well as up and could be worth less than was paid in. Laws and tax rules may change in the future. Your own circumstances and where you live in the UK also have an impact on tax treatment.

Retirement planning explained

Need help understanding what retirement means for you and how to get the most out of your savings? Our guides, tools and services are designed to help you understand what you need to think about and where to get help making the big decisions.

Retirement guides

How much money will you need to retire on comfortably? How can you take your pension money when you retire? We have lots of information to help you plan ahead for when you choose to stop working.

Ways to take money from your pension savings

Our guides have the information that can help you choose the option that works best for you.

Retirement tools

We have a range of tools and calculators to help you prepare for retirement. They're quick, easy to use and can give you useful information.