The value of investments can go down as well as up and you could get back less than was paid in.

Investment built on beliefs

Your retirement outcomes are at the heart of everything we do. Watch our video to find out how our core beliefs in our investment approach aim to help you save for the future, for the outcomes you need, to and through retirement.


As part of Phoenix Group, we’re on a journey to becoming net zero by 2050. Find out how we’ll continue to support a better financial future for our customers, while considering our investment in carbon emitting sectors in our Net Zero Transition Plan. Standard Life is part of Phoenix Group and the data shown is for the combined Phoenix Group.

Why invest?

Investing gives your money the chance to grow. While investing can seem like a big decision, it can bring a number of benefits over simply saving your money. How much you get back depends on three main things: how much you pay in, how the different types of investments you choose perform (taking away any charges you'll pay) and how long you're invested for.

You can learn a bit more about investing and why it could be a good idea for you by reading our investing basics guide.

Investment guides

When it comes to investing, it's really important that you think about what's right for you. Our investment guides give you things to think about before you start investing or they can be a refresher if you're reviewing your investments:

Investment tools

With our investment tools, you can explore fund options and check how much risk you're comfortable taking with your investments.