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What the upcoming inheritance tax changes mean for your clients’ retirement and legacy planning
Major reforms are coming to how pensions are treated for IHT. We break down who’s most at risk & what actions you can take now to protect your clients’ wealth.
Neil EvansJune 26, 2025
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Rethinking retirement – a smarter approach to drawdown
With people living longer - and spending longer in retirement – than ever before, there’s a fundamental need for flexible solutions that help clients to live, save and spend.
Stuart BateJune 18, 2025
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Retirement Voice: Adviser edition
Get your copy of the report - and earn CPD. Hear what clients really think about their adviser, their future, and what’s next for advice.
Adviser Insight and Opinion teamJune 17, 2025
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Ten years of pension freedoms
We’re proud to co-sponsor AKG’s latest report, Ten Years of Freedoms: Lessons, Gaps, and the Road Ahead, marking a decade since the introduction of pension freedoms.
Adviser Insight and Opinion teamJune 12, 2025
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We’re setting the standard for annuity applications – faster, simpler, signature-free
Find out how we’re leading the way by transforming how advisers and their clients access our Standard Life Pension Annuity and Guaranteed Fixed-term Income products.
Pete CowellMay 30, 2025
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Maximising lifetime tax-free lump sums
Clearing up scheme specific tax-free cash and transitional tax-free amount certificates confusion.
Neil EvansApril 29, 2025
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Q1 2025 Market Commentary and Outlook
The first quarter of 2025 stands out for defying expectations and reversing recent trends. In equity markets, Europe outperformed the US; newly elected President Trump focused more on protectionism than pro-US growth policies like near-term tax cuts and deregulation; and Big Tech met with some Big Surprises.
Adviser Insight and Opinion teamApril 16, 2025
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Could your client use a smoothed fund to manage volatility?
Should advisers be giving greater consideration to smoothed managed funds especially for those clients who are close to retirement and less tolerant to risk?
Adviser Insight and Opinion teamApril 03, 2025
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Bridging the ‘gap years’ in retirement
Recent research shows that many people are likely to transition into retirement by reducing their working hours. We explore how gradual retirees are going to bridge the income gap before receiving their State Pension.
Adviser Insight and Opinion teamMarch 05, 2025
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Understanding the impact of pension annuities
Explore the ins-and-outs of annuities with our sponsored guide from financial adviser William Burrows.
Adviser Insight and Opinion teamMarch 05, 2025
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Tax year end planning
We look at some of the valuable exemptions, allowances and planning opportunities that may be available before 6 April and some that may be lost if your client doesn’t act before then.
Neil EvansFebruary 21, 2025
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Take a combined approach to retirement income
Since pension freedoms were introduced in 2015, clients have been able to enjoy a greater choice in how their retirement income is generated.
Adviser Insight and Opinion teamFebruary 17, 2025
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Are smoothed funds the answer to major FCA concerns?
An area of focus following the FCA’s Retirement Income Review was withdrawals, we consider how smoothed funds can help meet the regulator’s concerns.
Claire AltmanNovember 12, 2024
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Autumn Budget 2024
Our summary of the key points from The Autumn Budget.
Mike AmberyOctober 30, 2024
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Smooth out the dangers of the retirement risk zone
We’re proud to have sponsored a new report from Defaqto. This explores how smoothed funds can be used to manage some of the risks that threaten a good outcome for clients approaching retirement.
Adviser Insight and Opinion teamOctober 09, 2024
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Removal of the Lifetime Allowance: your top three questions answered
We answer the top three questions we've been asked by you on the removal of the lifetime allowance.
Neil EvansSeptember 09, 2024
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Explore the value of a pension annuity
We explore the best ways to tailor a retirement income to suit different needs to provide tangible value for your clients in later life.
Adviser Insight and Opinion teamAugust 20, 2024
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Take a flexible approach to retirement income
We explore how you can help clients determine their income needs in retirement. And how you can show them what income they can expect from their pension pot.
Adviser Insight and Opinion teamAugust 06, 2024
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Personal Injury Trusts: Support for you and your clients with life changing injuries
The second of a two-part series, we cover Personal Injury Trusts and dispel some of the myths to help your conversations with trustees.
Gordon AndrewsJuly 30, 2024
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Boost your annuity know-how
Our short films cover common questions and key points to support your understanding of annuities, and your client conversations.
Adviser Insight and Opinion teamJuly 08, 2024
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Are you ready for the retirement income revolution?
There’s a lot of talk about the future of the retirement income market right now. That’s why we’ve chosen to sponsor a guide from Defaqto.
Adviser Insight and Opinion teamJune 20, 2024
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Deputies and Guardians: Support for you and your clients with life changing injuries
In the first of a two-part series, we cover Deputies and busting myths so you feel more confident with the issues around this business.
Gordon AndrewsJune 20, 2024
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When should your clients buy an annuity?
We look at the impact your clients’ personal circumstances can have on their retirement income. Explore the key factors you should consider to help them secure a higher income for life.
Adviser Insight and Opinion teamJune 11, 2024
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Removal of the LTA: what this means for your clients on death
The removal of the lifetime allowance sees a change to how pension death benefits are considered against the new lump sum and death benefit allowance.
Neil EvansMay 24, 2024
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Removal of the LTA
In a significant change to the pension landscape, the lifetime allowance (LTA) has been removed from 6 April 2024.
Neil EvansApril 23, 2024
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Tax year end planning
We look at some of the valuable exemptions, allowances and planning opportunities that may be available before 6 April and some that may be lost if your client doesn’t act before then.
Neil EvansMarch 06, 2024
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The Spring Budget
Our summary of the key points from The Spring Budget.
Mike AmberyMarch 06, 2024
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Key points and Lifetime Allowance changes for pension planning at 75
We look at the need and benefit of pension planning for your clients in the run up to and reaching age 75.
Neil EvansJanuary 26, 2024
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Autumn Statement 2023
Our summary of our key points from the Autumn Statement.
Tim FassamNovember 23, 2023
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What’s the deal with enhanced annuities?
We know advisers have close relationships with their clients. But could the trust you share with your clients help to boost their incomes in retirement?
Adviser Insight and Opinion teamNovember 03, 2023
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Should good client outcomes come with a guarantee?
Our latest research reveals that there’s sizeable uncertainty as to how annuities work and what benefits they can provide.
Claire AltmanNovember 02, 2023
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Why we must debunk annuity myths
Our latest research reveals that there’s sizeable uncertainty as to how annuities work and what benefits they can provide.
Adviser Insight and Opinion teamSeptember 04, 2023
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Consumer Duty: shaping customer outcomes is core to our purpose
A Consumer Duty blog by Jenny Holt, our Customer Savings & Investment Director.
Jenny HoltJuly 20, 2023
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