Our adviser website features UK and offshore products and services provided by Phoenix Life Limited and other members of the Phoenix Group. See below for our list of product and service providers.
This Legal Notice ('Notice') applies to the entire contents of this website under the domain name standardlife.co.uk/adviser, unless otherwise indicated. Certain provisions in this Notice may be superseded by expressly designated notices or terms located on particular pages of the site.
Using any pages of this site indicates that you accept this Notice (in full) and, if you do not accept this Notice (in full), please leave this site immediately and do not use this site. This Notice is issued by Phoenix Life Limited.
Certain secure services accessible via the pages of this site are only open to you if you register your details with us.
We may update this Notice from time to time by updating this page. You should revisit this page regularly to ensure that you have seen and are aware of the current terms of the Notice, as they are binding on you.
Phoenix Life Limited, Phoenix Group Management Services Limited, Standard Life Trustee Company Limited, and Standard Life International dac are members of the Phoenix Group and use the Standard Life brand.
In this Notice any reference to "we", "our" or "us" means the Phoenix Group (being Phoenix Group Holdings plc and its subsidiaries). On the pages of this site, we often refer to companies without including the word "Limited".
The pages of this site are only intended for the information/use of intermediaries in the United Kingdom ("UK"), Channel Islands or Isle of Man in relation to UK products and offshore products.
3. Company details and regulation details
Companies that provide our UK and offshore products:
Phoenix Life Limited, trading as Standard Life is registered in England and Wales (1016269) at 1 Wythal Green Way, Wythal, Birmingham, B47 6WG; and is authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Standard Life Trustee Company Limited (SC076046), trustee of the Standard Life Self Invested Personal Pension Scheme, is registered in Scotland at Standard Life House, 30 Lothian Road, Edinburgh, EH1 2DH.
Standard Life International dac registered in Dublin, Ireland (408507),is a designated activity company limited by shares with its registered office at 90 St Stephen's Green, Dublin D02 F653. Standard Life International dac is authorised and regulated by the Central Bank of Ireland; deemed authorised by the Prudential Regulation Authority and subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. The nature and extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority's website.
Financial Services Register Reference Numbers:Phoenix Life Limited - 110418, and Standard Life International dac - 446898.
The Financial Services Register can be found at https://register.fca.org.uk/
Parent and service companies:
Phoenix Group Holdings plc is registered in England (11606773) at 20 Old Bailey, London, England, EC4M 7AN.
Phoenix Group Management Services Limited is registered in England and Wales (03588063) at 1 Wythall Green Way, Wythall, Birmingham, B47 6WG.
The Phoenix Group VAT number GB369446510.
4. Accuracy of this site
While we have taken all reasonable care to ensure that the information contained on the pages of this site is accurate, current and complies with the relevant UK legislation and regulations as at the date of issue, errors or omissions may occur due to circumstances outside our control. We accept no liability for the completeness or accuracy of information which has been prepared by other parties, and we simply make this available to you for your convenience.
If you are in any doubt as to the validity of information made available on the pages of this site, we recommend that you seek verification by contacting us.
We reserve the right to change the content, presentation, performance, facilities and availability of all or part of the pages of this site at any time without prior notice.
5. Availability of this site
We make no warranty or representation that the pages of this site can be accessed at all times during the UK hours of business stated on the site. This site may be temporarily unavailable or restricted for administrative or other reasons. We will not be liable for any loss or damage arising if, for any reason, the pages of this site are unavailable at any time or for any period.
6. Third party websites
The pages of this site may contain links to websites operated by third parties. We accept no liability for information contained in such third party websites or for these websites not being available at all times. Links to third party websites are provided for general information purposes only and the websites concerned and their contents are not endorsed or promoted by us in any way, unless otherwise stated. Please note that when you click on any external website link, you will leave our site and access the external website at your own risk.
Nothing on the pages of this site constitutes financial or other professional advice in any way.
8. Copyright and trade mark
Copyright in the pages of this site, in the screens displaying the pages and in the information and material contained therein and their arrangement is owned by a member of the Phoenix Group Management Services Limited.
Certain images and content in the pages of this site are reproduced under licence.
"Standard Life" and the “Standard Life” logo are registered trade marks of Phoenix Group Management Services Limited and used by Phoenix Life Limited, Standard Life Trustee Company Limited, and Standard Life International dac under licence. Phoenix Group Management Services Limited and other members of the Phoenix Group may also claim trade mark and service mark rights in other marks contained on the pages of this site.
Reproduction of any part of this site without our prior written consent is strictly prohibited unless for an intermediary’s own viewing/downloading for reviewing, or where indicated as appropriate to provide information for an individual customer of an intermediary.
There is no guarantee that any e-mail or electronic message sent will be received, or that the contents of such e-mail or electronic message will remain private and unaltered during internet transmission and we will not be liable for any loss or damage suffered as a result of this. If you have any concerns, you may prefer to telephone or write to us instead.
We reserve the right to monitor the use and content of e-mails and electronic messages which are sent from and received by us for the purposes of ensuring compliance with our own e-mail policy, and identifying and taking action against any unlawful or improper use of, or attacks on, our systems.
We virus scan all e-mails and electronic messages but will not be liable for any loss or damage caused by a virus or alteration by a third party after an e-mail or electronic message has been sent by us. We recommend that you employ reasonable virus detection and protection measures when accessing any e-mails or any electronic messages from us.
10. Computer misuse
We recommend that you employ reasonable virus detection and protection measures when accessing the pages of this site. We will not be liable for any loss or damage resulting from any attack by a third party on our systems or for any computer virus or any other malicious or technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of this site.
Any software, multimedia files, photographs, reports and other documents are downloaded at your own risk. We do not warrant the suitability of any such downloads and will not be liable for any problems with your computer that may arise as a result. If you are in any doubt as to the suitability of any such downloads for your computer, it is recommended that you obtain specialist advice before downloading.
12. Governing law
The terms of this Notice and the use of the pages of this site shall be governed by the laws of England unless otherwise stated, and the English courts shall have non-exclusive jurisdiction in the event of a dispute.
© 2023 Phoenix Group Management Services Limited, reproduced under licence. All rights reserved.
The information on this site is for qualified financial advisers and must not be relied on by anyone else. If you are not an adviser please go to our customer website for more information about our products and services.