Retirement Income
Seeing the bigger picture: The evolution of CRPs
Explore AKG’s latest report on how CRPs are evolving as retirement advice becomes more structured, holistic and focused on long-term client outcomes.
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We’re proud to co-sponsor AKG’s latest report exploring how centralised retirement propositions (CRPs) are evolving as retirement advice becomes more structured, holistic and focused on long-term client outcomes.
The report shows how firms are moving beyond product-led planning towards broader frameworks that bring together income sustainability, tax, estate planning, inheritance and intergenerational wealth transfer.
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Key insights include:
- 42% of firms now use a formal CRPs or a consistent centralised retirement approach.
- Retirement planning is becoming more holistic, with tax, estate planning and wealth transfer shaping proposition design.
- 56% of advisers use cashflow modelling to assess income sustainability and support client decisions.
- 61% combine drawdown with secure or guaranteed income, balancing flexibility with certainty.
Neil Jones
Tax and Wealth Planning Specialist
Long-held retirement and estate planning assumptions are being reassessed, so firms are rightly reviewing their tools and propositions to ensure they can support clients in this new era.
Neil Jones
Tax and Wealth Planning Specialist
Long-held retirement and estate planning assumptions are being reassessed, so firms are rightly reviewing their tools and propositions to ensure they can support clients in this new era.
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Today’s CRPs research. Tomorrow’s practical action.
Ready to put insight into action? Join our two-part webinar series using fresh adviser research and a panel of experts to help you review your CRPs today and strengthen retirement planning for tomorrow.
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