From big ambitions to lasting legacies

Advice today is anything but straightforward. Clients are balancing changing priorities, family responsibilities, financial pressures and evolving ambitions, often all at once.

Whatever stage of life they’re at, and whatever matters most to them, we’re ready to help you guide them forward with confidence.

So whether they’re an early saver or a future planner, an active retiree or a legacy shaper - everything you need is right here.

Find solutions for every client

  • Individual pensions

    From a wide range of investment options to flexibility over how they take their money in retirement, we have plans to support the needs of your clients.

  • Retirement income

    Whether the priority is income certainty or financial flexibility (or even a mix of both) - we give your clients plenty of options.

  • Investment bonds

    They’re tax-efficient and flexible; our onshore and offshore bonds can help your clients meet their medium to long-term investment goals.

  • Estate planning

    Looking to help clients manage their legacy? Our estate planning solutions can help you support their plans for the future.

Support for the conversations behind the advice

  • TechVoice

    Turn complex technical matters into simple client talking points with our expert analysis on all things pensions, tax and estate planning.

  • Earn CPD with us

    In our webinar series we explore the latest topical issues facing advisers. You can sign up for our exclusive live events - or catch up on demand.

  • Dash

    Our digital portal makes it easy for you to manage your client plans, generate quotes, and submit new business.

A financially-strong partner, here for the long term

Standard Life is a retirement specialist focused entirely on retirement savings and income. For over 200 years, we’ve been helping people build better financial futures.

Today, we support advisers with retirement solutions and expertise designed around the changing needs of your clients.

Financial highlights

Customers 31 Dec 2025

Operating Cash Generation in H1 2026

2026 Interim dividend per share

Assets under administration 30 Jun 2026

Solvency II surplus 30 Jun 2026

Shareholder Capital Coverage Ratio 30 Jun 2026

Money invested is at risk. Tax may change in the future.

This website is for financial advisers only and must not be relied on by anyone else. If you're not an adviser, please go to our customer website for more information about our products and services.