Before accessing the Site(s) and/or the Services, you must accept these Terms and Conditions ('Terms') on behalf of the Intermediary.

By clicking your acceptance where indicated, you are confirming as an Individual User on behalf of the Intermediary that you:

  • have read and agree to be bound by these Terms;
  • have authority to accept and agree to these Terms on behalf of the Intermediary; and
  • agree that it is a condition of these Terms, and you warrant, that you will comply with these Terms on behalf of the Intermediary.

You are recommended to review this page regularly to ensure that you are familiar with the most up-to-date Terms which apply, and to save a copy of the current Terms for reference purposes.

The relationship between us and the Intermediary regarding the Intermediary's use of the Site(s) and the Services will be governed by:

  • the Intermediary Terms of Business between the Intermediary, Phoenix Life and Standard Life International: current version [terms of business];
  • the Terms contained in this document, which supplement the Intermediary Terms of Business; and
  • any Information (including but not limited to warnings and disclaimers) displayed on the Site(s)

The information on this site is for qualified financial advisers and must not be relied on by anyone else. If you are not an adviser please go to our customer website for more information about our products and services.