When markets are moving, it’s easy for clients to feel unsettled. Our smoothed managed fund aims to not only grow your client’s pension savings over the medium to long term, but also soften the impact of short-term market volatility.
 

How does our Smoothed Return Pension Fund work?

Our Smoothed Return Pension Fund (the Fund) is a multi-asset solution that runs with a smoothing mechanism.

Through the modern design of our Fund, our ambition is to put more control back into your hands. To help you build confident plans that can protect the financial futures of your clients. And to make it easier for you manage the ongoing risks that threaten good outcomes.

  • Realistic EGR

    We aim to deliver a more predictable investment journey for your clients, so we’ve built the effects of recent market volatility into our Estimated Growth Rate (EGR) calculations. 

  • Clear asset mix

    We use a unit-linked fund, because we think it brings greater transparency to our diversified asset mix and the mechanics of our smoothing engine.

  • Flexible investing

    To help you build robust withdrawal strategies, you can blend our Fund with others - and deliver better protection against sudden market movements.

  • A strong track record

    The Fund is backed by almost three years of performance history, giving you a meaningful track record to assess alongside other options.

The Fund is managed in partnership with Fidelity International and you’ll find it exclusively on the Fidelity Adviser Solutions platform.

 

Why choose smoothed funds?

In a world that’s constantly changing, but investment markets remain volatile, a smoothed fund can give your clients some shelter from the effects of short-term market volatility.

By introducing a smoothed fund to your client’s investment portfolio, it can help deliver a more stable investing journey when markets inevitably move up and down. This can help to reduce client anxiety – and bring greater confidence in your recommended strategy.

Take a closer look at our Smoothed Return Pension Fund

Explore our resources to understand who our smoothed fund is most suitable for, our fund performance, and our past and present EGR.

  • Is it right for your clients?

    See who our Smoothed Return Pension Fund is designed for.

  • Fund performance and how to invest

    Download our performance reports and discover how to get started with investing.

  • Our Estimated Growth Rate

    See what our current EGR is, the historical adjustments we’ve made, and how we calculate it.

How is our Smoothed Return Pension Fund risk rated?

Our Smoothed Return Pension Fund has been mapped by leading independent risk profilers. It’s risk-rated 5 by Defaqto and is suitable for investors with a low-medium risk appetite. The fund is also accredited as a Risk Managed Decumulation solution by Dynamic Planner.

 

   
     

 

Read our key documents

Common questions answered

If you have a question about our Smoothed Return Pension Fund, we’ve covered all the key areas in our FAQs

The value of an investment can go down as well as up and your client may get back less than what was paid in. While smoothed funds aim to smooth out some of the daily ups and downs, they don’t provide any guarantees.

The information on this site is for qualified financial advisers and must not be relied on by anyone else. If you are not an adviser please go to our customer website for more information about our products and services.