Why choose our SIPP?

Our SIPP offers:

  • More choice: invest in our insured funds plus a wide range of external investments
  • More control: choose from a range of options when it comes to taking money from the pension plan at retirement
  • More flexibility: clients have the freedom to pay as much as they want, when they want

defaqto Five Star SIPP 2024 Expert Rated     defaqto Gold Pension Service 2024 Expert Rated

SIPP benefits

icon Wide investment range

Give clients access to insured funds, mutual funds and wider investment options such as Discretionary Investment Managers (DIMs)


icon Transfer other plans

Transfer pensions into our SIPP for more control – this might not be right for everyone.


icon Specialist support

Our dedicated client management team will work with our servicing team to support your business.


icon Quote and apply online

It’s quick and easy to get a quote, complete applications, submit new business and top up online without the need for a signature.


icon Flexible income options

Your clients have various options at retirement, including flexi access and tailored drawdown.


icon Flexible charging options

With the SIPP, you can charge for your advice in a way that suits you and your clients.


icon Streamline your business

Integrate our online services and functions into your systems to help streamline your processes.


icon Manage clients online

Use our online Client View to review your client’s plan, complete fund switches, create reports and more.


SIPP investment options

Our SIPP offers access to a wide range of investments, including insured funds, mutual funds, cash deposits, Discretionary Investment Managers (DIMs), exchange traded funds, structured products, government bonds, corporate bonds, commercial property and insurance company funds or policies.


Charges and payment limits

The charges for the SIPP depend on the type of funds you choose for your client.
The information below details the minimum payment limits (gross of tax) for our SIPP. Please note that there’s no minimum amount for additional single or transfer payments.

Minimum payments to start a SIPP

Minimum payments for existing SIPPs

For customers with a plan value greater than £50,000 they must pay at least:

           £300 a month £100 a month
           £3,000 a year £1,000 a year

           £10,000 for single or

           transfer payments



Your client may receive a yearly discount based on how much is invested in their plan.  You can find out more in our choices and charges guide below.

Active Money SIPP charges

Total value of funds
(Level 1 and 2)
Level 1 fund discount
(to 24 May 2022)
Level 1 fund discount
(from 25 May 2022)

£0 to £24,999

0.3% 0.3%

£25,000 to £249,999

0.3% 0.5%

£250,000 to £499,999

0.4% 0.5%

£500,000 +

0.5% 0.5%

The changes to Fund Discounts will apply to new and existing customers.


We offer a full suite of drawdown flexibility through our Active Money Personal Pension and Self Invested Personal Pension products. Clients can take a flexible regular income from their pension plan – and they can change their income at any time. 

Documents to read and download

icon Statement of target market

This document provides more target market and suitability information for our SIPP.

View the statement of target market


icon SIPP Terms and Conditions

Terms and conditions for the Self Invested Personal Pension

View terms and conditions

icon Key features

Give your clients more information on the main features, benefits and risks of this product.

View key features document


icon Choices and charges

Find out more information about the investment options and charges for our SIPP.

View choices and charges guide

Money invested is at risk. Tax may change in the future.

This website is for financial advisers only and must not be relied on by anyone else. If you’re not an adviser, please go to our customer website for more information about our products and services.