Technical Insight
Ten Years of Pension Freedoms: Reflecting, Learning, Evolving
We’re proud to co-sponsor AKG’s latest report, Ten Years of Freedoms: Lessons, Gaps, and the Road Ahead, marking a decade since the introduction of pension freedoms.

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We’re proud to co-sponsor AKG’s latest report, Ten Years of Freedoms: Lessons, Gaps, and the Road Ahead, marking a decade since the introduction of pension freedoms.
This milestone report explores how the retirement landscape has evolved - highlighting the opportunities, challenges, and the growing need for accessible advice and guidance.
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Key insights include:
- The return of pensions as a core income source in retirement
- The widening advice gap and the need for targeted support
- The growing role of workplace pensions and intergenerational planning
- Opportunities for innovation in products, tools and technology

Warren Bright
Head of Retail Intermediary Distribution
If we want to continue revolutionising people’s retirement prospects, we need collaboration across the industry to help more people make confident, informed decisions.

Warren Bright
Head of Retail Intermediary Distribution
If we want to continue revolutionising people’s retirement prospects, we need collaboration across the industry to help more people make confident, informed decisions.
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