We know it's not always possible to make payments into your pension plan - so we're flexible.

You can reduce or stop regular payments into your pension. You can also take a payment holiday.

Based on current tax rules, even if you have no earnings, you can still pay up to £3,600 into your pension. The tax breaks on pension saving mean that this would normally cost you just £2,880, maybe even less. Tax implications depend on your individual circumstances and are subject to change. The information here is based on our understanding as at April 2020.

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