The value of all investments can go down as well as up and could be worth less than was paid in. We recommend that you regularly review your investments to make sure they remain appropriate for you and they're on track to meet your goals.
MyFolio options are a simple way to invest in pensions. All you need to do is decide how much risk you're comfortable taking, then choose the MyFolio option best suited to you. A team at Aberdeen Standard Investments will do the rest - you don't have to actively manage your investments.
Our experts will:
Decide what your chosen option should invest in and when
Make sure it doesn’t take any more or less risk than you said you were comfortable with
Aim to produce the best possible returns for the level of risk you’ve chosen
Consider how environmental, social and governance (ESG) factors are applied
It's easy to work out which option could best suit your goals and how you feel about risk. Just follow these two steps:
If you’re not sure which risk level is right for you, our risk questionnaire might help. You can move to another risk level at any time if your goals or attitude to risk change.
That’s it. They’ll get on with managing the option you’ve chosen. And make sure it continues to do what it should be doing.
The team at Aberdeen Standard Investments which manages the MyFolio options uses different types of investments from across the globe. Then they invest them to try to get the best possible returns for the level of risk you're comfortable taking.
As the MyFolio options are actively managed, the team integrate ESG considerations into their investment management process. This gives them the information and flexibility to take account of ESG factors when they select investments for their portfolios.
You can find out more about how we approach ESG on our dedicated page.
Other MyFolio funds and lifestyle profiles are also available.
You can find out more about the MyFolio Managed Strategic Lifestyle Profiles and MyFolio Index Funds below:
For information about other MyFolio options, use our fund filter tool.