What is our easy option ISA?
It's a Stocks & Shares ISA that invests in one of the MyFolio Managed Funds. The funds are run by a team of experts at Standard Life Investments Ltd. If you're looking for an easy, tax-efficient way to invest for five years or more, this could be a good option for you.
It's easy to change your investments in the future. If you open our easy option ISA you can still choose funds from the do-it-yourself range if you want to.
Why open our easy option ISA?
Easy – start by making one simple decisionSimply choose which MyFolio Managed Fund is right for you based on your attitude to risk.
Easy – managed by experts for youExperts from Standard Life Investments Ltd will decide what your MyFolio Managed Fund should invest in based on your chosen level of risk, and when. And they’ll make sure it doesn’t take any more or less risk than it should.
Easy – manage your ISA onlineCheck in on your ISA as often as you like, using your laptop, tablet or mobile. View your latest statements, manage regular payments, top up and more.
Easy – reach your ISA limit and keep on investingYour ISA comes with a Personal Portfolio, so if you've used up your ISA allowance you can easily continue investing.
Easy – access your moneyWe’ve made it easy for you to withdraw your money should you need it. You can keep your money with us for as little or as long as you like. In exceptional circumstances it could take longer to sell your investments.
Easy – keep cash in your ISAYou’ll get a cash account as part of your ISA so you can hold some or all of your £15,240 allowance in cash.
Easy – pass it on and keep the benefitsSurviving spouses or civil partners can inherit your ISA tax benefits if you die.
When you decide to apply for our easy option ISA remember that unlike a bank account or Cash ISA it’s an investment. The value of your fund can go up or down, and may be worth less than you paid in.
Apply online in minutes:
- Decide how much you want to invest
- Choose how much or how little risk you want to take
- Tell us about any ISAs you'd like to transfer over
Things to consider before you decide to transfer your existing ISA
- We don’t charge a transfer-in fee
- You may experience a loss of investment growth while the transfer is taking place
- Check if the company you’re transferring from will charge you an exit fee
Which investment choice is right for you? Compare our ISA options
|ISA - our easy option||ISA - our do-it-yourself option|
|Choosing where to invest||It's easy - you just need to choose which MyFolio Managed Fund is right for you based on your attitude to risk.||You choose from over 2,500 investment funds.|
|Risk||The experts will make sure that your fund doesn’t take any more or any less risk than it should. You need to make sure you regularly review your risk level to check the fund continues to match how much risk you’re prepared and able to take.||You need to make sure you regularly review your investments to check they continue to match how much risk you're prepared and able to take.|
|2016-2017 ISA allowance||
If you want to change from the easy to the DIY option, you can. With our ISA, all the investment options are available to you if you want them.
Laws and tax rules may change in the future. The information here is based on our understanding in April 2016. Personal circumstances also have an impact on tax treatment.
This ISA is provided by Standard Life Savings Limited and is arranged through Standard Life Client Management Limited.