The report shows climate information for our With Profit and Unit Linked Funds:
With profit funds will have a variety of different types of investments, known as assets. The combination and amounts of these assets will depend on the policy you have.
The climate figures for each with profits fund uses the average mix of assets held as at 31 December 2023.
A unit-linked fund, otherwise known as an insured fund, is a fund that is linked to a plan issued by an insurance company that lets you combine your money with other planholders. Read our guide to find out more.
Lifestyle profiles are investment options that are designed to make it easy for you to save for retirement. They’re invested in unit linked funds which gradually and automatically move into different funds which are carefully chosen to reflect how you plan to take your money in retirement.
The funds you’re invested in will depend on how close you are to retirement. You can see these by looking at your annual statement.
A mutual fund is another way to pool your money with other investors. They’re typically managed by asset managers who will invest the mutual fund in line with its objective. You may be invested in a mutual fund through one of our Self Invested Personal Pension (SIPP) products but they aren’t included in our Fund Climate Report. To find out more on the climate information for these funds, you need to visit the relevant fund manager’s website.
Sharing our Entity Climate Report
Standard Life is part of Phoenix Group.
Find out more about how the companies within Phoenix Group manage climate-related risks and opportunities.
Go to page 64 to see how you can find information specific to Phoenix Life, Trading as Standard Life
As part of Phoenix Group, we’re on a journey to becoming net zero by 2050. Find out how we’ll continue to support a better financial future for our customers while considering our investment in carbon emitting sectors in our Net Zero Transition Plan. Standard Life is part of Phoenix Group and the data shown is for the combined Phoenix Group.
Learn how responsible investment aims to make you money without compromising the future
If there is no data presented for the fund you are invested in; this can either be because the fund does not hold any in scope assets (e.g. cash and property are out of scope), or they are invested via an external manager and we are still working closely with them to get the data. In the latter instance please contact the external manager for their fund climate report by visiting their homepage using the following links.