The value of your investments can go down as well as up and you may get back less than you paid in. Laws and tax rules may change in the future. Your own circumstances and where you live in the UK also have an impact on tax treatment.

If you have a Standard Life Individual Savings Account, you have a Personal Portfolio

The Standard Life ISA comes with a Personal Portfolio. So, if you already have our ISA, you can invest in your Personal Portfolio at any time. Just give us a call on 0800 027 4675 to make a payment and activate your account.

Before you start investing with the Personal Portfolio, consider using an ISA first. The allowance is £20,000 for this tax year. Any potential growth in an ISA is tax-efficient, whereas it's taxed in the Personal Portfolio.

Log in to your ISA

Find out about Personal Portfolio investments

Explore all the fund options.

Personal Portfolio Funds

Personal Portfolio terms and charges

See our competitive charges and download our terms.

Terms and charges

Investment growth in your Personal Portfolio will be taxed. Laws and tax rules can change in the future. This is based on our understanding in April 2020. Your own circumstances can and where you live in the UK also have an effect on your tax.

With any investment, the value of your funds can go down as well as up and may be worth less than what was paid in.

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Explore savings

We can help you learn more about your different savings options and tell you everything you need to know about putting money away for the future.