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The cost for a Personal Portfolio is made up of two separate charges. How much this will cost you will depend on the choices you make.
There is the ‘total fund charge’. This is what the fund manager charges you each year for investing in a specific fund.
Then there’s the ‘platform charge’. This is the cost for the services Standard Life provides you.
These charges combined is called your ‘overall charge’. This is the amount you will pay each year for your Personal Portfolio.
With our Personal Portfolio you are automatically set up with two cash accounts. We may pay an interest rate on the cash held in these accounts. We apply a cash management administration charge (CMAC) for the administration of the cash held in these accounts. Different interest rates and CMACs may apply to each account. Read more information on interest rates and CMAC.
You can find full details of all charges and terms in the Individual Savings Account and Personal Portfolio Terms and Conditions and Wrap Services Customer Terms and Conditions.
Remember, unlike an ISA you may also pay tax on any potential growth in your Personal Portfolio.
Download these guides for more detailed information:
To apply for the Personal Portfolio please call us so we can talk to you about your options.
We can help you learn more about your different savings options and tell you everything you need to know about putting money away for the future in a tax efficient way.