No charge to transfer in (your old provider may charge an exit fee)
How our charges work
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You can choose from over 300 investment options, so the exact charge you pay will depend on the investments you choose.
Our discount is applied the same way and is based on how much you invest:
Up to £25,000 – you'll get a 0.30% discount
Over £25,000 – you'll get a 0.50% discount
See the full fund list for individual charges for each investment option, and for more detail on how charges are calculated and applied read our Costs and Charges page.
Figures correct as at 1 April 2024 (unless otherwise stated). Charges aren't guaranteed and can change in the future.
Example: What you'll pay with our ready-made option
This is the Total Annual Fund Charge minus discounts. The charges shown are for the most expensive fund within this investment option - so you may pay less.
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Estimate your charge
Pension plan value:
£
0.7%
0.5%
£1£25,000£100,000
Your estimated effective total annual charge
£150
This figure is for illustrative purpose only
The estimate shown is for typical charges over a year. It assumes that your pension stays at the same value, and doesn't take into account things like fund performance or other contributions. In practise the charges will vary as the fund value varies.
Fund charges are calculated and applied daily. Values are rounded up to two decimal places.
More about our Personal Pension
Open your personal pension today
Apply online or call our pensions experts on 0345 279 8858