A pension is a long-term investment. Its value can go down as well as up and could be worth less than was paid in. Laws and tax rules may change in the future. Your own circumstances and where you live in the UK will also have an impact on tax treatment.

Is a SIPP right for you?

A SIPP may be right for you, but we have other pension plans too. If you want to pick your own funds but aren’t fussed about options like commercial property and specialist funds our Active Money Personal Pension (AMPP) could be right for you. Let’s see how the SIPP and AMPP compare:

SIPP

  • You get access to hundreds of pension funds from leading fund managers as well as thousands of mutual funds, stocks & shares and commercial property
  • Keep in mind that some options will only be available with a financial adviser acting on your behalf
  • Need to regularly review your investments
  • You pay in a minimum of £240 per month or make a payment of £2,400 a year
  • Your payments will be topped up by HMRC with tax relief

To apply call 0345 272 8810 (call charges apply)

AMPP DIY Option

  • Choose your investments from hundreds of pension funds
  • Need to regularly review your investments
  • Pay in a minimum of £80 a month or make an annual payment of £800
  • Your payments will be topped up by HMRC with tax relief