Active Money Personal Pension - easy & DIY option 

Cash account Cash interest rate
(annual)
Trustee cash account 0.00%

Go to: Our easy option Personal Pension | charges, Our DIY option Personal Pension | charges

Self Invested Personal Pension

Cash account Cash interest rate
(annual)
SIPP bank account 0.00%

Go to: Self Invested Personal Pension | charges

 

 

Interest rates and charges relating to cash accounts

Cash accounts can hold money prior to investing or when making a withdrawal. For certain products they are also used to pay charges.

 

 

Cash interest rate

We may pay an interest rate on the cash held on the various cash accounts outlined below.

The interest rates on all these accounts are variable and may go down as well as up regularly.

 

 

Cash management administration charge (CMAC)

We apply a cash management administration charge (CMAC) for the administration of the cash held in the various cash accounts outlined below.

The CMAC is in addition to any platform and product charges that may apply to these cash accounts.

This charge is taken directly from the interest received from the bank(s) used to provide these accounts and so is not deducted from the interest we pay you.

The charges vary depending on the interest received from the bank(s) and may go down as well as up regularly. We will notify you or your financial adviser if the charge exceeds 1.75%.

You should visit this webpage regularly for details of the CMAC.

The CMAC rates stated are example annual rates based on the interest rates received from the bank(s) used to provide these accounts as at 23/03/2020, and assuming a Bank of England Base Rate of 0.10%.
 

Product CMAC
Active Money Personal Pension Cash Account 0.13%
Active Money SIPP Cash Account 0.13%
International Bond Cash Account 0.13%

Charges are per annum