Whether you're saving for life in retirement or want to save money for long-term goals, our guides, products and tools can help you save efficiently for the future. From Stocks & Shares Individual Savings Account (ISA) to personal pensions there's a range of options for your needs.
Pensions are a tax-efficient way to save for retirement. We can help you get a pension plan, prepare for retirement, and understand the ways you can take your pension money when you come to retire.
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Our helpful articles are full of tips and information to help you make the most of your money. Whether you're starting to save for life's big moments or you're getting close to retirement, there's something for everyone.
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Understanding investments and ways to save smarter
Manage your money with these tools and calculators
Save money for retirement and your long-term goals
Invest money flexibly with a range of investment options
Understanding pensions and planning for retirement
See if your pension savings are on track and more
Understand the different types and what you can do
Explore ways to take your savings at retirement
Get started with financial advice
Find out how you could benefit from working with a financial adviser
Speak to one of our specialist retirement advisers
Get professional advice from 1825, our financial planning business
Tips to help you start saving for big life moments and ways to keep on track with your goals
Find out how to make the most of your regular income with these helpful money guides
Learn more about retirement planning and how to take your life savings
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Cash account | Cash interest rate (annual) |
CMAC (annual) |
---|---|---|
Platform cash account | 0.00% | 0.08% |
Stocks and Shares ISA cash account | 0.00% | 0.08% |
Personal Portfolio cash account | 0.00% | 0.08% |
Go to: Our easy option ISA | charges, Our DIY option ISA | charges
Our easy and DIY option Personal Pensions are also referred to as Active Money Personal Pension.
Cash account | Cash interest rate (annual) |
---|---|
Trustee cash account | 0.00% |
Go to: Our easy option Personal Pension | charges, Our DIY option Personal Pension | charges
Cash account | Cash interest rate (annual) |
---|---|
SIPP bank account | 0.00% |
Cash account | Cash interest rate (annual) |
CMAC (annual) |
---|---|---|
Platform cash account | 0.00% | 0.08% |
Personal Portfolio cash account | 0.00% | 0.08% |
Go to: Personal Portfolio | charges
Cash accounts can hold money prior to investing or when making a withdrawal. For certain products they are also used to pay charges.
We may pay an interest rate on the cash held on the various cash accounts outlined below.
The interest rates on all these accounts are variable and may go up and down regularly.
We apply a cash management administration charge (CMAC) for the administration of the cash held in the various cash accounts outlined below.
The CMAC is in addition to any platform and product charges that may apply to these cash accounts.
This charge is taken directly from the interest received from the bank(s) used to provide these accounts and so is not deducted from the interest we pay you.
The charges vary depending on the interest received from the bank(s) and may go up and down regularly. We will notify you or your financial adviser if the charge exceeds 1.75%.
You should visit this webpage regularly for details of the CMAC.
The CMAC rates stated are example annual rates based on the interest rates received from the bank(s) used to provide these accounts as at 23/03/2020, and assuming a Bank of England Base Rate of 0.10%.