The MyFolio Managed options are a simplified investment approach for ISAs and pensions that let you invest like an expert without having to actively manage your investments. They include a variety of different types of investment in one solution, so they’re as quick and simple as investing gets.

Simply decide how much risk you're comfortable taking, then choose the investment option best suited to you. Experts will do the rest.


  • Decide what your chosen option should invest in and when
  • Make sure it doesn’t take any more or less risk than you said you were comfortable with
  • Aim to produce the best possible returns for the level of risk you’ve chosen
  • Consider how environmental, social and governance (ESG) is integrated into the investment process

As with any investment, the value of the funds you're invested in can go down as well as up, and may be worth less than was paid in. And you should regularly review your investments to make sure they're still right for you and they’re on track to meet your goals.

Offering you the choice that's right for you

1. Decide how much risk to take and the best MyFolio Managed option for you

You choose the one that’s most appropriate for you from one of five risk levels.

risk chart

  • I - lower risk
  • II - lower to medium risk 
  • III - medium risk
  • IV - medium to higher risk
  • V - higher risk

If you’re not sure which risk level is right for you, our risk questionnaire might help.

2. Select your option and let us do the rest

That’s it. Experts will get on with managing the option you’ve chosen, and make sure it continues to do what it should be doing.


Global, diversified investment

The investment managers running the MyFolio Managed options invest across the globe through a range of premium actively managed funds from Aberdeen Standard Investments. They use different types of investments to try and get the best possible returns for the level of risk you’re comfortable with.

Find out more about active and passive management >

Invest through a pension or ISA

The MyFolio Managed Funds are available through most of our pension products and our stocks & shares ISA.

If you have a pension, you can also choose one of our MyFolio Managed Strategic Lifestyle Profiles. These are specifically designed to make it easy to save for retirement as we’ll do everything for you. That includes making changes to your investments to get your pension savings ready for when you plan to take them.

Find out more about strategic lifestyle profiles >

Standard Life Pension products are provided by Standard Life Assurance Limited. The Standard Life ISA is provided by Standard Life Savings Limited.

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Find all the information you need about our funds






More about the MyFolio range

If you’d like more choice of investment styles or want an option that gets your pension savings ready for how you plan to use them, there are a number of MyFolio funds and strategic lifestyle profiles. Like the MyFolio Managed options, these are all available with a range of risk levels.

Find out more about the other MyFolio funds >
Find out more about the other MyFolio strategic lifestyle profiles >

Don’t have an ISA with us?

Apply for an easy option ISA

Don’t have a pension with us?

Apply for an easy option personal pension

Already have a pension or ISA with Standard Life?

Simply login to review your investments

Keep up-to date with the latest investment news and expert opinion.


Explore our investment options for pensions and ISAs.


Keep up-to date with the latest fund news and updates.


See some of the most commonly asked questions about investments.


How diversifying your investments can help you to better balance returns and risk