MyFolio options are a simple way to invest in pensions and ISAs without having to actively manage your investments. Simply decide how much risk you're comfortable taking, then choose the MyFolio option best suited to you. The team at Aberdeen Standard Investments will do the rest. They'll:
- Decide what your chosen option should invest in and when
- Make sure it doesn’t take any more or less risk than you said you were comfortable with
- Aim to produce the best possible returns for the level of risk you’ve chosen
- Consider how environmental, social and governance (ESG) factors are applied
As with any investment, the value can go down as well as up, and may be worth less than was paid in. We recommend that you regularly review your investments to make sure they remain appropriate for you and they're on track to meet your goals.
How to pick which MyFolio option is right for you
It's easy to work out which option could best suit your goals and how you feel about risk.
1. Decide how much risk you're comfortable taking
You choose the risk level most appropriate for you:
- I - lower risk
- II - lower to medium risk
- III - medium risk
- IV - medium to higher risk
- V - higher risk
If you’re not sure which risk level is right for you, our risk questionnaire might help. And remember, you can move to another risk level at any time if your goals or attitude to risk change.
2. Select your option and let the team at Aberdeen Standard Investments do the rest
That’s it. The team will get on with managing the option you’ve chosen, and make sure it continues to do what it should be doing.
Before you invest in any option, you should be aware of its objectives and the type of risks it takes, as well as its risk level.
Global, diversified investments
The team at Aberdeen Standard Investments which manages the MyFolio options uses different types of investments from across the globe to try to get the best possible returns for the level of risk you're comfortable taking.
Environmental, social and governance (ESG) factors and MyFolio
As the MyFolio options are actively managed, the team has the freedom and flexibility to consider how ESG factors are applied.
Find out more about ESG and responsible investments >
Invest in MyFolio through a pension or ISA
MyFolio Managed Strategic Lifestyle Profiles are the easy investment option for our Personal Pension.
Find out more about our easy investment option for Personal Pensions >
Find out more about lifestyle profiles >
MyFolio Index Funds are the easy investment option for our Stocks & Shares ISA.
Find out more about our easy investment option for ISAs >
Other MyFolio funds and lifestyle profiles are also available. Find out more about these>
Standard Life pension products are provided by Standard Life Assurance Limited. The Standard Life ISA is provided by Standard Life Savings Limited.
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