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Bring your pensions together in 3 simple steps

15 mins

See everything in one place.166,152 customers have already brought their pensions together with us.

Login to your account
Click on ‘Combine my pensions’
Tell us your old provider, plan number and rough value, and we’ll take it from there.

Combining pensions isn’t right for everyone.

Combine my pots now

Bring your pensions together in 3 simple steps

15 mins

See everything in one place.166,152 customers have already brought their pensions together with us.

Login to your account
Click on ‘Combine my pensions’
Tell us your old provider, plan number and rough value, and we’ll take it from there.

Combining pensions isn’t right for everyone.

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This is a defined contribution pension that you can choose to open and pay into yourself.

You can have these pension types as well as a workplace pension and the state pension.

HMRC will top up whatever you pay into a personal pension through tax relief.

Read our guide to personal pensions to find out more.

Your employer can also enrol you into a defined contribution pension scheme. You’ll make payments into your pension from your regular salary. The way payments are calculated will depend on the type of pension.

Alternatively, your employer might enrol you into a defined benefit pension plan. This is also known as a final salary pension, which we explain below.

Your employer will pay in and you'll benefit from tax breaks on the payments you make as well.

Find out more about workplace pensions here.

UK citizens will receive this pension from the government when they reach State Pension age.

Whether you get the full State Pension amount or not depends on your national insurance history.

Our guide can help you better understand how it all works.

This is a defined contribution pension that you can choose to open and pay into yourself.

You can have these pension types as well as a workplace pension and the state pension.

HMRC will top up whatever you pay into a personal pension through tax relief.

Read our guide to personal pensions to find out more.

Alternatively, your employer might enrol you into a defined benefit pension plan. This is also known as a final salary pension, which we explain below.

Your employer will pay in and you'll benefit from tax breaks on the payments you make as well.

Find out more about workplace pensions here.

UK citizens will receive this pension from the government when they reach State Pension age.

Whether you get the full State Pension amount or not depends on your national insurance history.

Our guide can help you better understand how it all works.