Morgan Laing
Standard Life Content Writer
"The more you know about pensions and other money matters, the more confident you could feel when planning for your future."
Morgan has experience writing for various publications, with her work having appeared both online and in print. Now a Content Writer at Standard Life, she wants to make pensions, savings and investments easier for people to get to grips with.
Our MoneyPlus features team are experienced financial journalists and writers. They’re passionate about making pensions, savings and investing as easy to understand as they can so that everyone can make the most of their money.
Articles by Morgan Laing
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Pensions3 minsMorgan LaingRelying on inheritance to see you through retirement? You may want to rethink
Some people don’t focus on saving for retirement because they’re counting on inheriting money or property. But here’s why it’s important not to rely on inheritance alone. -
Savings3 minsMorgan LaingHow to save for milestones
Life can be full of important milestones. Here are some ways you can save up for those special moments – and your long-term future. -
Cost of living support3 minsMorgan LaingWhy now might be a good time to talk about money
We’re looking at why people feel uncomfortable talking about money and why now might be a good time to open up about your money worries. -
Pensions3 minsMorgan LaingCan I have multiple pension plans?
Not sure how many pension plans you can actually have? Or wondering how to keep track of multiple plans? Here are some things to know. -
Pensions3 minsMorgan LaingBusting five common annuity myths
Annuities are a way of taking your pension savings. But some people have misconceptions about how they work. We bust five myths about annuities. -
Pensions3 minsMorgan LaingThree actions to help you make the most of your pension plan
Whether you’re a long way off retirement or you’ve already stopped working, here are three actions you can take now to help you make the most of your pension plan. -
Pensions4 minsMorgan LaingWhere will my retirement income come from?
Where will your money come from when you stop working? Learn about some of the income sources you could have when you retire. -
Pensions4 minsMorgan LaingDC vs DB pension plans – does your plan impact how you can take your money?
Learn the differences between defined contribution and defined benefit pension plans. Discover whether the type of plan you have impacts how you can take your money. -
Pensions4 minsMorgan LaingWhy when you start paying into a pension plan matters
Generally, the earlier you start putting money into a pension plan, the better. Find out why when you start paying into a plan matters. -
Recommended4 minsMorgan Laing
Should I defer my State Pension?
Not everyone claims their State Pension when they reach State Pension age. Discover what it means to defer your State Pension and what to think about if you’re considering deferring. -
Other4 minsMorgan Laing
Scams to be aware of
The cost of living has risen, and so has the number of people being targeted by scammers. Find out how you can help yourself avoid some different kinds of scams. -
Pensions4 minsMorgan LaingBoosting your State Pension with voluntary National Insurance contributions
Find out how you can use voluntary National Insurance contributions to fill gaps in your NI record and potentially increase the amount of State Pension you will receive. -
Pensions4 minsMorgan LaingHow to help your retirement income last when costs are high
Discover how you could help prolong your retirement income and help make sure your pension savings last as long as you need them to when the cost of living is high. -
Pensions3 minsMorgan LaingPlanning for your future when you're self-employed
Are you self-employed? Read about what you can do to plan for your financial future – including getting tax returns in on time and saving into a pension plan. -
Pensions3 minsMorgan LaingHow much attention should I give to my pension plan when I’m 30 or under?
Discover how much attention you should give to your pension plan when you’re aged 30 or under, and learn how focusing on your plan early could benefit you in the future. -
Cost of living support4 minsMorgan Laing
How have rising costs impacted people’s debt – and what can you do about yours?
Find out what impact the rising cost of living has had on people’s debt and read about what you can do if you’re worried about your own debt situation. -
Recommended4 minsMorgan LaingHow much tax will I pay on my pension withdrawals?
Find out how much tax you’ll need to pay on your pension withdrawals depending on how you take your money and discover whether you’ll pay tax on your State Pension. -
Pensions4 minsMorgan Laing
How to make the most of Spring Budget changes in the new tax year
Read about how the Spring Budget could affect you in the 2023/24 tax year and how you can make the most of changes to pension allowances. -
Pensions5 minsMorgan Laing
Thinking of unretiring or delaying retirement? Here’s what to consider
Recently, increased financial pressures have played a part in people coming out of retirement or staying in work longer. If you’re thinking about unretiring or delaying your retirement, here are some things to consider. -
Pensions7 minsMorgan LaingSetting up a pension plan
Find out how to set up a pension plan – or how you can have one set up for you. -
Pensions7 minsMorgan LaingPersonal pension vs. workplace pension
Learn about the main differences between personal and workplace pension schemes. This could help you understand any schemes you may be part of now or in future. -
Pensions4 minsMorgan Laing
How much of my retirement income will come from the State Pension?
Find out how much of your total retirement income could potentially come from the State Pension. -
Recommended6 minsMorgan LaingHow much do I need to retire?
Read how much you need to retire for a basic, moderate or comfortable retirement. Find out how much pension money you should save to live and age well. -
Pensions6 minsMorgan LaingWhy it’s not too late to save for retirement in your 50s
A pension plan can make your money work harder for you. With this in mind, we explain why it’s not too late to save for retirement even if you’re getting started with saving in your 50s. -
Pensions4 minsMorgan LaingBest of MoneyPlus 2022: Five of our most read articles
We’re looking back on five of our most popular articles from 2022, which could give you inspiration and information as we head into the new year. -
Recommended5 minsMorgan LaingSix tips to get your finances ready for the new year
We’re giving you six tips to help get your finances ready for the new year. -
Pensions6 minsMorgan LaingRising interest rates, your mortgage and your pension
Interest rates have been rising, and this can affect your mortgage. If you’re thinking about accessing your pension savings to pay off your mortgage, here’s what to consider first.