Pensions
Best of MoneyPlus 2025: Five of our favourite articles
As we near the end of the year, take a look at five of our favourite MoneyPlus articles from 2025.
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Over the past year, we’ve covered lots of different topics in our MoneyPlus newsletter. Here are five of our favourite articles from the past year, looking at pension tax benefits, investments, and more.
1. Does the taxman owe you some money?
Pension plans come with tax benefits, which can help you save for your future. Many people get their tax benefits automatically. But in some circumstances, you might need to claim money back from the government yourself.
So, are you claiming everything you’re entitled to? Read Millions left unclaimed in pension tax relief – is some of it yours? to learn more.
2. A reminder of your pension and ISA allowances
The pension annual allowance is the total amount that can be paid in across your plans in a tax year before you could face a tax charge.
There’s also an Individual Savings Account (ISA) allowance – basically, a limit to how much you can pay in across ISAs within a tax year.
Your pension and ISA allowances will reset when the new tax year starts on 6 April 2026. If you’re paying into a pension plan and/or have an ISA, learn more about your allowances and how you can make use of them in Are you making the most of your allowances this tax year?
3. How to find old or lost pensions
It’s common to have more than one pension plan to your name these days, and they can be easy to lose track of. In How to find old or lost pensions, we look at how you can trace lost pension plans and what you could consider doing once you’ve found them.
4. Market fluctuations and your pension investments
Politics, economic events and lots of other things can impact investment markets. And this can cause the value of your pension and other investments to go down as well as up.
It’s normal for investment markets to move – and it’s important to stop and think before making big decisions about your money. To learn more, read Market fluctuations and your pension investments – could patience be rewarded?
5. Will the right people inherit your pension savings?
A pension plan could end up being one of your most valuable assets, and it’s something you may wish to leave to your family or others when you die.
So, how can you help your pension plan go to the people you want it to? And what tax might you need to consider? Get answers in How can you help your pension savings go to the right people?
A pension is an investment. Its value can go down as well as up and could be worth less than was paid in.
Your own personal circumstances, including where you live in the UK, will have an impact on the tax you pay. Laws and tax rules may change in the future.
The information here is based on our understanding in December 2025 and shouldn’t be taken as financial advice.