The value of your investments can go down as well as up and you may get back less than you paid in. Laws and tax rules may change in the future. Your own circumstances and where you live in the UK also have an impact on tax treatment.
In the years leading up to retirement, you might start to wonder if you have saved enough to retire comfortably and thought about everything you need to consider.
This handy checklist breaks down the key things you need to think about and do. We want to help you make sure you're ready to retire when it’s the right time for you.
Don't worry if you feel you’ve missed a step or if you're unsure. We've included links to handy guides you can read for more information.
We recommend you seek appropriate guidance or advice before you make any decisions. An adviser is likely to charge a fee for this. You can also get free impartial guidance over the phone or face to face with Pension Wise a service from MoneyHelper. Go to moneyhelper.org.uk/pensionwise or call 0800 138 3944
You can also find impartial advisers by visiting Unbiased
What is the state pension, how much is it, and when will you get it? This guide explains what you need to know.