Whether you're saving for life in retirement or want to save money for long-term goals, our guides, products and tools can help you save efficiently for the future. From Stocks & Shares Individual Savings Account (ISA) to personal pensions there's a range of options for your needs.
Pensions are a tax-efficient way to save for retirement. We can help you get a pension plan, prepare for retirement, and understand the ways you can take your pension money when you come to retire.
We believe good financial advice can make a difference when it comes to achieving your goals. In this section you can find out what you could gain from taking financial advice, when you might need it and how to find the right adviser for you
Our helpful articles are full of tips and information to help you make the most of your money. Whether you're starting to save for life's big moments or you're getting close to retirement, there's something for everyone.
Whether you're an existing customer or new to Standard Life, we're here to help you. We have information to help you contact us, get the most out of our website and find the information you need.
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Tips to help you start saving for big life moments and ways to keep on track with your goals
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You’ve planned for and invested in your future, so it’s important to make sure your pension pot doesn’t run out and that you know how long it could last.
Once you’ve started to withdraw your pension savings, it’s important to regularly review your plan. Our easy to use online retirement review will help you:
Simply log in, click on My Retirement then Review Your Plan . You can use this review if you have an Active Money Personal Pension with us and have started taking money from it.
If you don’t have this type of plan with us don’t worry. You can also discover how to make your money last by reading our article that explains the things you need to consider.
When it comes to taking money from your pension, it can really pay to understand how it’s taxed and what your different allowances are. We’ve created a number of guides to help you get to grips with tax and allowances.
There’s lots to think about when it comes to tax in retirement. An Adviser could help you to minimise, or even eliminate, the tax you pay on your income and when passing on wealth. Helping you to get on with enjoying your retirement. Book a free consultation.
Explore our Retirement Advice serviceYou can normally take cash from your pension after you reach 55 (may be subject to change). A quarter of your pension pot is usually tax-free, and you’ll pay income tax on the rest. You can take a lump sum from your pension at any time. But it’s important you understand the impact of taking cash from your pension.
You can find out more about taking cash from your pension in our full guide.
If you’re not sure, we’d encourage you to seek financial advice. There’s usually a cost for this.
See your plan value and review your investment choices in your online account.