A pension is a long-term investment. Its value can go down as well as up and could be worth less than was paid in. Laws and tax rules may change in the future. Your own circumstances and where you live in the UK will also have an impact on tax treatment.

Options for everyone

From easy to more involved, there are solutions to suit everyone. Your employer will have chosen the option they feel best meets the needs of their members.

Investing made easy

If you're in the low involvement/default investment option, it's likely to be a lifestyle profile, where a team of experts do the hard work for you.

The focus is on growing your pension pot over the long term and then getting your plan ready for how you want to take your money in retirement.

If you're not sure what your default/low involvement option is, visit your company pension website or speak to your employer.

Find out more about lifestyle profiles


Pick your own

You can also select your own investments, which include other lifestyle profiles that help make it easy for you to save for retirement.

Or, you can pick from a range of individual funds, although these may only be right if you have the time and knowledge to review them regularly.

Log in to your plan to find out more or speak to your employer

Log in


If you're already in retirement

Investment Pathways gives you a simple choice from the four most common ways that people choose to take their retirement savings.

Learn about Investment Pathways