With-profits important information

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This is where you'll find your with-profits guides and Principles and Practices of Financial Management, which describe how we manage our UK with-profits business. You can also see our most recent reports to with-profits policyholders, investment reports and bonus information.

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With-profits guides

There are different guides on with-profits depending on the type of plan you have with us. Take a look at the right guide for you to find out more about with-profits.

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If you are a With Profits Pension Annuity customer, please contact Standard Life for a copy of the guide for this type of plan. 

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Principles and Practices of Financial Management (PPFM)

If you’re looking for a detailed description of how we manage the with-profits funds the PPFMs can give you just that.

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Annual reports to policyholders

The annual reports to UK with-profits policyholders cover a range of topics around your with-profits investment including pay out values and a statement from the With-Profits Actuary.

These reports relate to 2020 but we understand that you may have concerns about the continuing impact of the Coronavirus (COVID-19) pandemic. There have been no changes to our practices (as detailed in our PPFMs) for the management of our With-Profits funds. Any guarantees associated with your policy are unaffected by the pandemic.

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Other useful information