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This is where you'll find your with-profits guides and Principles and Practices of Financial Management, which describe how we manage our UK with-profits business. You can also see our most recent reports to with-profits policyholders, investment reports and bonus information.
There are different guides on with-profits depending on the type of plan you have with us. Take a look at the right guide for you to find out more about with-profits.
If you are a With Profits Pension Annuity customer, please contact Standard Life for a copy of the guide for this type of plan.
If you’re looking for a detailed description of how we manage the with-profits funds the PPFMs can give you just that.
Most with-profits plans are covered by this PPFM.
If you took out a Stakeholder Pension Plan on or after 10 July 2006 this is the right PPFM for you.
The annual reports to UK with-profits policyholders cover a range of topics around your with-profits investment including pay out values and a statement from the With-Profits Actuary.
These reports relate to 2019 but we understand that you may have concerns about the current impact of the Coronavirus (COVID-19) pandemic. There have been no changes to our practices (as detailed in our PPFMs) for the management of our With-Profits funds. Any guarantees associated with your policy are unaffected by the pandemic. For more information on our response to Coronavirus (COVID-19) please go to our dedicated information pages.
Most with-profits plans are covered by this report.
If you took out a Stakeholder Pension Plan on or after 10 July 2006 this is the right report for you.
Our investment reports are a great place to find more information about the asset mix in the with-profits funds and how they have performed.
Life business
Heritage With-Profits Fund – Life Business (225KB)
Stakeholder Pension Plans
UK Smoothed With-Profits Fund (225KB)
Other pension business
For details of our latest with-profits bonus review and regular bonus rates.
Latest bonus review
Life plan regular bonus rates
Regular bonus rates – life (225KB)
Pension plan regular bonus rates
We can help you learn more about your different investment options and tell you everything you need to know about investing for your future.
We don’t just offer with-profits funds. Take a look at our other options.
Looking for some more information about investing? Our guides can help.
Read more about investing from our experts.