Your pension is an investment – its value can go up or down and may be worth less than what was paid in.
Dipping into your pension will reduce its value and you could run out of money. Tax rules can change.
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Managing your tax and allowances
Pensions can be the most tax efficient way to save
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Our experts can help you decide what's right for you.Fees may apply. 0800 970 4133 Call charges will vary.
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If you have a financial adviser, please speak to them first.
If you need help finding a financial adviser, we can help.0800 032 7968 Call charges will vary.
We recommend you seek appropriate guidance or advice before you make any decisions. An adviser may charge a fee for this. You can also get free impartial guidance over the phone or face to face with Pensionwise. Go to pensionwise.gov.uk or call 0800 138 3944. Make sure you understand all your retirement options by reading the Money Advice Service guide – Your pension - it’s time to choose
If you buy a pension from Standard Life, it's easy to transfer your pension(s) to us - if it's right for you.
If it’s right for you it’s easy to transfer your other plans to retire with us.
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*Interpreted from Money Management survey data, Sept 2015.