Your pension is an investment – its value can go up or down and may be worth less than what was paid in.
Dipping into your pension will reduce its value and you could run out of money. Tax rules can change.
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Pensions can be the most tax efficient way to save
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We recommend you seek appropriate guidance or advice before you make any decisions. An adviser may charge a fee for this. You can also get free impartial guidance over the phone or face to face with Pensionwise. Go to pensionwise.gov.uk or call 0800 138 3944. Make sure you understand all your retirement options by reading the Money Advice Service guide – Your pension - it’s time to choose
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*Interpreted from Money Management survey data, Sept 2015.