Cookies

We use strictly necessary cookies when you visit our website to give you the best experience possible and to keep things secure.

We’d also like your consent to set other cookies to help us improve our website and to tailor the marketing you see.

Manage settings
Skip navigation
  • Personal
  • Employer
  • Adviser
  • About us
  • Register
  • Personal login
Standard Life logo
  • Pensions & Retirement
  • Start a pension Pensions Retirement

    Get a better view of the future with solutions, support and services that could help you enjoy a retirement full of possibilities.

    Personal pension

    • Pension transfers
    • Investment options
    • Charges
    • Paying in

    Tools

    • Growth calculator
    • Pension calculator

    Workplace pensions

    • Leaving your employer
    • Self employed

    Tools

    • Compare pension charges

    Preparing for retirement

    • Saving for retirement
    • Retirement checklist

    Tools

    • Retirement budget planner

    Retirement options

    • Flexible income (drawdown)
    • Guaranteed income (annuity)
    • Fix and flex
    • Tax free cash

    Tools

    • Compare retirement options
    • Can I reclaim tax?
    Start a pension Pensions Retirement

    Get a better view of the future with solutions, support and services that could help you enjoy a retirement full of possibilities.

  • Investments
  • Whether you're saving for life after retirement or want to save money for a long-term goal, our guides, products and tools can help you save efficiently for the future.

    Investments

    Funds

    • Sustainable Multi Asset
    • Future Advantage range
    • With-Profits
    • Investment Pathways
    • Sharia investments

    Products

    • International Bond (offshore)
    • Tailored Investment Bond (onshore)

    Tools

    • Check funds
    • Assess your risk attitude
    • Financial Health Check Tool
    • Fund performance

    All investment guides

    • Investment basics
    • Understanding risk
    • What are investment bonds?
    • Responsible investing
    • What are smoothed funds?

    Whether you're saving for life after retirement or want to save money for a long-term goal, our guides, products and tools can help you save efficiently for the future.

    Investments
  • Financial Advice
  • Financial Advice

    Retirement is personal. So is our advice.

    Our advice service

    • Advice options
    • Book appointment
    • Meet your advisers

    Financial Advice

    Retirement is personal. So is our advice.

  • Contact & Help
  • Whether you're an existing customer or new to Standard Life, we're here to help you. We have contact information, FAQs and resources to help you find the support you need and manage your money

    Contact & Support Financial advice Digital skills hub

    Get in touch

    • Contact us
    • Notify us of a death

    Digital help

    • Mobile app & dashboard
    • Digital skills hub
    • Be scam aware

    Help

    • Cost of living
    • Everyday money worries
    • Physical and mental health
    • Life changing events
    • Power of attorney

    FAQs

    • General
    • Pensions
    • Retirement
    • Online servicing
    • Investments
    • Stay safe online
    • Life Plan

    Whether you're an existing customer or new to Standard Life, we're here to help you. We have contact information, FAQs and resources to help you find the support you need and manage your money

    Contact & Support Financial advice Digital skills hub
  • Search
  • This field is required

    Quick links

    Pension transfers

    Retirement options

    Online servicing

    Pension calculator

    Fund filter

    Information about your pension plan

    You need to log in to find details related to your account. Please do not search for personal details here, such as your name or plan number.

    Log in to your online accountOpens in a new tab
  • Personal
  • Employer
  • Adviser
Standard Life logo

Login

  • This field is required

  • Latest
  • Pensions
  • Investing
  • Tax
  • Cost of living support
  • Savings
  • Bite-size videos
  • Other
  • Article card image
    Tax

    Six tips to boost your pension savings before end of tax year 2025/26

    There are things you can do before the tax year ends that could benefit you now and in the future. Read our six tips.
    featued article author
    MoneyPlus Features Team

    February 24, 2026

    4 mins read
    Read more
  • Article card image
    Tax

    Tax, ISA and pension allowances to consider before 6 April

    The end of the 2025/26 tax year is almost here. Here’s a reminder of some tax, ISA and pension allowances you might still have available to use.
    featued article author
    Morgan Laing

    January 28, 2026

    4 mins read
    Read more
  • Article card image
    Tax

    A checklist for the end of the 2025/26 tax year

    The end of the 2025/26 tax year is approaching. So we’ve put together a checklist of some things you could do before 5 April.
    featued article author
    MoneyPlus Features Team

    January 26, 2026

    4 mins read
    Read more
  • Article card image
    Tax

    Important tax and pension changes: 2025 and beyond

    Keep on top of the pension changes that came into effect during 2025 and get ready for the tax and pension changes that could affect your finances in the near future.
    featued article author
    Morgan Laing

    December 10, 2025

    3 mins read
    Read more
  • Article card image
    Tax

    Income tax: five things you need to know

    How does income tax work? We break down five things you need to know.
    featued article author
    Morgan Laing

    April 28, 2025

    4 mins read
    Read more
  • Article card image
    Tax

    Taking your pension savings? Keep these tax tips in mind

    How you take your pension savings can impact the amount of tax you pay on them. Find out how the tax on your pension works and get some top tips.
    featued article author
    Morgan Laing

    September 27, 2024

    3 mins read
    Read more
  • Article card image
    Tax

    What to think about at the start of the new tax year

    The 2024/25 tax year has arrived. Find out what kind of things might impact your finances.
    featued article author
    Morgan Laing

    April 16, 2024

    3 mins read
    Read more
  • Article card image
    Tax

    Getting your child benefit back – and avoiding the tax charge

    High earner? Here’s how doing one thing could help you get your child benefit back – and fund your future at the same time.
    featued article author
    Kirsty Kerr

    March 15, 2024

    3 mins read
    Read more
  • Article card image
    Tax

    A simple tax and pensions to-do list for 2024

    Follow our to-do list to get your tax and pension plans in order and prepare for the end of the tax year.
    featued article author
    MoneyPlus Features Team

    January 16, 2024

    4 mins read
    Read more
  • Article card image
    Tax

    What to think about when giving early inheritance

    Looking to give your loved ones some ‘early inheritance’? Here are a few things you should think about first.
    featued article author
    Kirsty Kerr

    November 10, 2023

    4 mins read
    Read more
  • Article card image
    Tax

    Tax-efficient Pension Drawdown Strategies

    Looking for some tax-efficient drawdown tips to help you make the most of your pension savings? Find out what you need to know about tax when accessing your pension savings.
    featued article author
    MoneyPlus Features Team

    July 12, 2022

    5 mins read
    Read more
  • Article card image
    Tax

    How much money can I gift to my children and grandchildren tax-free?

    Gifting money to your children and grandchildren can really help to shape their future. But understanding how you do so and how much you can give tax free each year is key. Find out more.
    featued article author
    MoneyPlus Features Team

    June 09, 2022

    6 mins read
    Read more
  • Article card image
    Tax

    How does pension tax relief work?

    Read our simple guide to see how pension tax relief can help to increase your pension savings. Find out how it costs you less to save more for your future.
    featued article author
    Kirsty Kerr

    October 11, 2021

    5 mins read
    Read more
  • Article card image
    Tax

    2021-22 pension and tax changes

    A simple guide to how tax and pensions will change when the new tax year starts on 6 April, 2021.
    featued article author
    MoneyPlus Features Team

    May 18, 2021

    5 mins read
    Read more
  • Article card image
    Tax

    Budget march 2021

    The 2021 Spring Budget contained some significant changes you should know about when it comes to your pensions, savings and the tax you pay.
    featued article author
    MoneyPlus Features Team

    March 03, 2021

    5 mins read
    Read more
  • MoneyPlus Articles
  • Making Good Choices With Your Life Savings3
Standard Life | Making Good Choices With Your Life Savings

Help and Support

  • About us
  • Contact us
  • Be Scam Aware
  • About us
  • Contact us
  • Be Scam Aware

Online Services

  • Login
  • Register
  • Login
  • Register

News and Views

  • Savings tips & insights
  • Latest news & reports
  • Media contacts
  • Savings tips & insights
  • Cookie Policy
  • Legal information
  • Privacy Policy
  • Accessibility
Website approved by Plain English Campaign Financial Services Compensation Scheme - find out more about Investor Protection

© 2026 Phoenix Group Management Services Limited. All rights reserved.

Website approved by Plain English Campaign Financial Services Compensation Scheme - find out more about Investor Protection

This website describes products and services provided by Phoenix Life Limited, trading as Standard Life.

Phoenix Life Limited, trading as Standard Life, is registered in England and Wales (1016269) at 10 Brindleyplace, Birmingham, B1 2JB. Phoenix Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

You can find out more information about the companies providing the products and services.