Choose the smoothed fund that tracks

With almost three years of performance history, our Smoothed Return Pension Fund (Fund) now has a meaningful track record for you to assess. This can provide greater confidence for you and greater predictability for your clients.

How our smoothing mechanism works

Our Fund aims to give your clients a smoother investment journey by reducing the impact of market volatility.

We do this through our modern smoothing mechanism, which acts as a buffer when markets move sharply. Monitored daily and processed through our clear, rules-based approach, our smoothing mechanism can help your clients stay invested through changing market conditions.

Partnerships built from strength and experience

When recommending the Fund to your clients, you can feel confident knowing that our strong performance is coupled with strong partnerships and in-house expertise.

Our teams at Standard Life set and govern the strategic asset allocation, risk corridor and mandate for the fund. We also actively manage liquidity at portfolio level.

We also work with Fidelity who are responsible for the underlying building blocks, fund selection and staying within the agreed investment mandate, as well as Fidelity Adviser Solutions; a leading investment and retirement services platform committed to building long-term relationships with advisory firms.

  • Standard Life manages more than £300bn in assets on behalf of our 12 million customers.

  • Fidelity International has $862bn in total client assets and 2.84m clients worldwide. (As at 30 June 2024)

  • Fidelity Adviser Solutions manages c. £53bn of assets, 350k+ clients, and is trusted by over 4,500 adviser firms. (As at 31 March 2025)

Ready to invest? 

You can help your clients invest in the Fund on the Fidelity Adviser Solutions platform.

Watch our webinars to hear from our smoothed fund experts

Discover the thinking behind our strategic asset allocation and find out how our smoothing mechanism responds when markets change. Plus, hear real-life stories and get practical tips from our experts to help you shape conversations with your clients.

  • Our investment philosophy and Q1 fund performance update

    Learn how the Standard Life Smoothed Return Pension Fund is managed, what's driving performance, and how smoothing supports more stable outcomes

     

    Watch the webinar

  • Our investment philosophy and Q2 fund performance update

    Learn how the Standard Life Smoothed Return Pension Fund is managed, what's driving performance, and how smoothing supports more stable outcomes

     

    Watch the webinar

Download our quarterly fund performance reports

See how we put our expertise into practice by downloading our quarterly fund performance reports.

Key documents to support client conversations

Take a closer look at the Smoothed Return Pension Fund

Explore our resources to discover more about our Fund, who it’s most suitable for, and our past and present EGR.

The value of an investment can go down as well as up and your client may get back less than what was paid in. While smoothed funds aim to smooth out some of the daily ups and downs, they don’t provide any guarantees.

The information on this site is for qualified financial advisers and must not be relied on by anyone else. If you are not an adviser please go to our customer website for more information about our products and services.