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We announced our with-profits bonus review on Thursday 30 July - the key messages are:
- Following the review, we updated our final bonus rates, meaning that most customers will have seen an increase in their plan value overnight
- Regular bonus rates were not part of this review and are therefore unchanged from the rates we announced in January
- Recent investment returns have been positive for all classes of with-profits business meaning most customers plan values will have increased since our last review in January 2026
- For eligible plans, we are currently using some of the inherited estate to increase payouts at claim by around 9%, this enhancement to payouts can change in the future
- Customers continue to benefit from smoothing and the guarantees that apply under their plans
Further details can be found in the With Profits documents in our Literature section.