Whether you're saving for life in retirement or want to save money for long-term goals, our guides, products and tools can help you save efficiently for the future. From Stocks & Shares Individual Savings Account (ISA) to personal pensions there's a range of options for your needs.
Pensions are a tax-efficient way to save for retirement. We can help you get a pension plan, prepare for retirement, and understand the ways you can take your pension money when you come to retire.
We believe good financial advice can make a difference when it comes to achieving your goals. In this section you can find out what you could gain from taking financial advice, when you might need it and how to find the right adviser for you
Our helpful articles are full of tips and information to help you make the most of your money. Whether you're starting to save for life's big moments or you're getting close to retirement, there's something for everyone.
Whether you're an existing customer or new to Standard Life, we're here to help you. We have information to help you contact us, get the most out of our website and find the information you need.
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Tips to help you start saving for big life moments and ways to keep on track with your goals
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With our Self Invested Personal Pension (SIPP) you can pick from a wide range of investment options from Standard Life and other providers.
A SIPP could be right for you if you’re looking for a wider choice of investment options. It’s designed for customers who are experienced investors. It’s also designed for those who are comfortable regularly reviewing their pension investments to make sure they continue to meet their needs, goals and attitude to risk.
With a Standard Life SIPP you can choose from pension funds, mutual funds, commercial property and lots more. We split the different investment options into three levels to make it easier for you to choose what’s right for you.
Keep in mind: You will have more investment options with your SIPP if you arrange your plan through a financial adviser. Some investment choices, such as commercial property, won’t be available if you don’t invest through an adviser.
*Typically level 3 investment options are only available if you arrange your plan through a financial adviser.
The different levels of investments come with different charges, but you’ll only ever pay for the investment services you actually use. You can find out more about the different charges for the levels of investments in the charges section.
If you’re looking to find out about the performance and charges for specific pension funds you can use our fund checker.
A SIPP may be right for you, but we have other pension options too. Our Active Money Personal Pension (AMPP) could be right for you if you want to pick your own funds but aren’t interested in the widest range of options.
Let’s see how the SIPP and AMPP compare:
This could be a good option if you have the confidence and time to pick and manage your own investment options. With a SIPP you will:
This could be the right pension plan for you if you want to make your own investment choices. The Active Money Personal Pension gives you fewer options than a SIPP. With a DIY option AMPP you will:
You can log in to look at the funds your SIPP is invested in, and make changes to your plan at any time.
Our help page should have the answer you’re looking for.
Try our pension calculator to see how much your pension plan could be worth in the future.
We can help you learn more about our different pension options and some key facts you need to know about putting money away for the future in a tax efficient way.
We don’t just offer a SIPP. Take a look at our other pension products.
Looking for some more information about saving? Our guides can help.
For more about savings from our experts.