Why choose our AMPP?

Our simple and flexible AMPP offers:

  • Simple choices: access a wide range of insured funds or choose a lifestyle profile based on your client's risk level
  • Flexibility: clients have a range of options at retirement including drawdown and can provide benefits to their dependants at death
  • Room to grow: easily upgrade to our Active Money Self Invested Personal Pension (SIPP) to access even more investment choices

Defaqto Five Star Personal Pension 2024 Expert Rated

AMPP benefits

icon Easy to understand

Our AMPP gives your clients access to a wide range of simple and straightforward investment options.


icon Flexible retirement options

The AMPP offers full flexibility when it comes to retirement, including flexible drawdown and annuities.

icon Specialist support

Our dedicated client management team will work with our servicing team to support your business.


icon Manage clients online

Use Client View to review your clients’ plans, update personal details, create reports and more.

icon Easy to upgrade

It’s quick and easy to upgrade to an Active Money Self Invested Personal Pension plan.


icon Flexible charging options

When your clients choose our AMPP, you can charge for your services in a way that suits you both.

icon Quote and apply online

Save time by creating quotes, applying for new business and making top ups online without the need for a signature.


icon Streamline your business

Easily integrate our online services and functions into your front and back office systems.

AMPP investment options

The AMPP offers an extensive range of choices, with investments that cover a wide range of markets, asset classes and styles.

Minimum payment limits

The information below details the minimum payment limits (gross of tax) for our AMPP.

Minimum monthly payment Minimum yearly payment Minimum single payment



£100 if processed online or the fund value is greater than £25,000



£1000 if processed online or the fund value is greater than £25,000



No minimum amount for any additional single or transfer payment to an existing plan


Large fund discounts

Large fund discounts depend on the value of the plan and the funds invested. Discounts are based on the monthly plan value minus any cash on deposit, and are applied monthly by adding units to the fund.

Please note that large fund discounts don’t apply to all our insured funds. But while not every insured fund receives a discount, their value still counts towards the discount threshold.

Fund value Discount %
Less than £25,000 0.3% a year
£25,000 or more 0.5% a year


Documents to read and download

icon Statement of target market

This document provides more target market and suitability information for our AMPP.

View statement of target market


icon Key features

Give your clients more information on the main features, benefits and risks of this product.

View key features document


icon Choices and charges

Find out more information about the investment options and charges for our AMPP.

View choices and charges guide


Money invested is at risk.  Tax may change in the future.

This website is for financial advisers only and must not be relied on by anyone else. If you’re not an adviser, please go to our customer website for more information about our products and services.