Are you ready for the retirement revolution?
id
There’s a lot of debate recently about the future of the retirement income market, and what good advice practices look like. That’s why we’ve chosen to sponsor a guide from Defaqto.
It explores the FCA's thematic review of retirement income advice and highlights the issues advisers should be considering. The guide also examines the range of factors which impact advice and looks at how a blended retirement income solution could help you better meet the changing needs of your clients.
Give your retirement income advice an MOT
In the first section of the report, Defaqto dive into the overall approach to evidence-based advice - and how an element of guaranteed income can be used to underpin a wider retirement income strategy.
Driven by the FCA's Retirement Income Advice Assessment Tool (RIAAT) and recent thematic review of retirement income advice, they also underline the need to clearly demonstrate the suitability of the income you’re recommending, both in value and source.
By reading this content, you can collect 60 minutes of structured CPD.
id
What you'll learn
- Understand and describe the current retirement income advice marketplace
- Understand and state the key regulatory, economic and societal factors impacting advice today
- Understand the retirement income advice solutions available and how they interact/compare to each other
- Know the key risks to be considered in the advice process
Get independent insight into our offering
If you’re thinking of recommending a guaranteed income solution to your clients, Defaqto also put the Standard Life Pension Annuity under the microscope. They also offer some impartial analysis on the support we can offer advisers - as well as the strength of our full retirement income proposition.
This content could help to cement your due diligence process if you were to recommend us as your provider of choice.
Discover the Standard Life Pension Annuity
Our pension annuity can be written on standard or enhanced terms. So if your client is suffering from lifestyle and/or medical conditions, they could get more for their money.
We also offer a range of optional features, such as death benefits and inflation proofing, helping you to tailor your client’s annuity to match their exact needs.
Visit our product page to find out more.
Related Insights
-
5 minsAdviser Insight and Opinion teamBoost your annuity know-how
Our short films cover common questions and key points to support your understanding of annuities, and your client conversations. -
5 minsAdviser Insight and Opinion teamWhen should your clients buy an annuity?
We look at the impact your clients’ personal circumstances can have on their retirement income. Explore the key factors you should consider to help them secure a higher income for life. -
5 minsAdviser Insight and Opinion teamWhat’s the deal with enhanced annuities?
We know advisers have close relationships with their clients. But could the trust you share with your clients help to boost their incomes in retirement?