Whether you're saving for life in retirement or want to save money for long-term goals, our guides, products and tools can help you save efficiently for the future. From Stocks & Shares Individual Savings Account (ISA) to personal pensions there's a range of options for your needs.
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Pensions are a tax-efficient way to save for retirement. We can help you get a pension plan, prepare for retirement, and understand the ways you can take your pension money when you come to retire.
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We believe good financial advice can make a difference when it comes to achieving your goals. In this section you can find out what you could gain from taking financial advice, when you might need it and how to find the right adviser for you
Advice homeGet started with financial advice
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Our helpful articles are full of tips and information to help you make the most of your money. Whether you're starting to save for life's big moments or you're getting close to retirement, there's something for everyone.
Life stages homeMoneyPlus homeTips to help you start saving for big life moments and ways to keep on track with your goals
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Whether you're an existing customer or new to Standard Life, we're here to help you. We have information to help you contact us, get the most out of our website and find the information you need.
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Understanding investments and ways to save smarter
Manage your money with these tools and calculators
Save money for retirement and your long-term goals
Invest money flexibly with a range of investment options
Understanding pensions and planning for retirement
See if your pension savings are on track and more
Understand the different types and what you can do
Explore ways to take your savings at retirement
Get started with financial advice
Find out how you could benefit from working with a financial adviser
Speak to one of our specialist retirement advisers
Get professional advice from 1825, our financial planning business
Tips to help you start saving for big life moments and ways to keep on track with your goals
Find out how to make the most of your regular income with these helpful money guides
Learn more about retirement planning and how to take your life savings
Need to speak with us? Find the best way to contact us.
Find out how we can support a range of your needs
Learn more about our services and manage your account
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This website describes products and services provided by subsidiaries of the Standard Life Aberdeen Group and the Phoenix Group. The Phoenix Group uses the Standard Life brand under licence from the Standard Life Aberdeen Group.
Any reference to "Standard Life", "we", "our" or "us" on this website means any member of the Standard Life Aberdeen Group (being Standard Life Aberdeen plc and its subsidiaries) or the Phoenix Group (being Phoenix Group Holdings plc and its subsidiaries) unless otherwise indicated.
All the pension products on this website are provided by Standard Life Assurance Limited, which is part of the Phoenix Group.
Standard Life Assurance Limited is registered in Scotland (SC286833) at Standard Life House, 30 Lothian Road, Edinburgh, EH1 2DH. Standard Life Assurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Self-Invested Personal Pensions (SIPP) provided by Standard Life Assurance Limited also have a trustee. The trustee is Standard Life Trustee Company Limited which is registered in Scotland (SC076046) at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH. The Standard Life Trustee Company Limited is also part of the Phoenix Group.
Onshore Bond products are provided by Standard Life Assurance Limited, which is part of the Phoenix Group.
Standard Life Assurance Limited is registered in Scotland (SC286833) at Standard Life House, 30 Lothian Road, Edinburgh, EH1 2DH. Standard Life Assurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
The Offshore Bond is provided by Standard Life International dac, which is part of the Phoenix Group.
Standard Life International dac is authorised and regulated by the Central Bank of Ireland and subject to limited regulation in the UK by the Financial Conduct Authority. Details about the extent of regulation by the Financial Conduct Authority are available on request. Standard Life International dac is a designated activity company limited by shares and registered in Dublin, Ireland (408507) at 90 St Stephen’s Green, Dublin.
The Standard Life Stocks & Shares ISA and Personal Portfolio are provided by Standard Life Savings Limited, which is part of the Standard Life Aberdeen Group.
Standard Life Savings Limited is registered in Scotland (SC180203) at 1 George Street, Edinburgh, United Kingdom, EH2 2LL. Standard Life Savings Limited is authorised and regulated by the Financial Conduct Authority.
The Standard Life Self Investor ISA and Trading Account are provided by Elevate Portfolio Services Limited, which is part of the Standard Life Aberdeen Group.
Elevate Portfolio Services Limited is registered in England (01128611) at Bow Bells House, 1 Bread Street, London, EC4M 9HH. Elevate Portfolio Services Limited is authorised and regulated by the Financial Conduct Authority.
The Standard Life Personal Portfolio is provided by Standard Life Savings Limited, which is part of the Standard Life Aberdeen Group.
Standard Life Savings Limited is registered in Scotland (SC180203) at 1 George Street, Edinburgh, United Kingdom, EH2 2LL. Standard Life Savings Limited is authorised and regulated by the Financial Conduct Authority.
Standard Life Assurance Limited is registered in Scotland (SC286833) at Standard Life House, 30 Lothian Road, Edinburgh, EH1 2DH. Standard Life Assurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
However they are serviced by Standard Life Investments Limited (SC123321) and Standard Life Investments (Mutual Funds) Limited (SC123322). Both are registered in Scotland at 1 George Street, Edinburgh EH2 2LL and are authorised and regulated by the Financial Conduct Authority.
Our Retirement Advice service is provided by Standard Life Client Management Limited, which is part of the Standard Life Aberdeen Group.
Standard Life Client Management Limited is registered in Scotland (SC193444) at 1 George Street, Edinburgh, EH2 2LL. Standard Life Client Management Limited is authorised and regulated by the Financial Conduct Authority.
We also refer to advice from 1825 on this website. ‘1825’ is a trading name used by 1825 Financial Planning and Advice Ltd, which is part of the Standard Life Aberdeen group.
1825 Financial Planning and Advice Ltd is registered in England (01447544) at 14th Floor 30 St. Mary Axe, London, England, EC3A 8BF and is authorised and regulated by the Financial Conduct Authority.
Standard Life Client Management Limited acts as an introducer and refers Equity Release customers to Age Partnership Limited.
Standard Life Client Management Limited is registered in Scotland (SC193444) at 1 George Street, Edinburgh, EH2 2LL). Standard Life Client Management is authorised and regulated by the FCA. Its FCA register number is 435970.
Age Partnership Limited (registered in England (5265969) at 2200 Century Way, Thorpe Park, Leeds, LS15 8ZB). Age Partnership is authorised and regulated by the Financial Conduct Authority. Their FCA register number is 425432.
With-profits investments are provided by Standard Life Assurance Limited, which is part of the Phoenix Group.
Standard Life Assurance Limited is registered in Scotland (SC286833) at Standard Life House, 30 Lothian Road, Edinburgh, EH1 2DH. Standard Life Assurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.