Whether you're saving for life in retirement or want to save money for long-term goals, our guides, products and tools can help you save efficiently for the future. From Stocks & Shares Individual Savings Account (ISA) to personal pensions there's a range of options for your needs.
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Manage your money with these tools and calculators
Save money for retirement and your long-term goals
Invest money flexibly with a range of investment options
Pensions are a tax-efficient way to save for retirement. We can help you get a pension plan, prepare for retirement, and understand the ways you can take your pension money when you come to retire.
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See if your pension savings are on track and more
Understand the different types and what you can do
Explore ways to take your savings at retirement
We believe good financial advice can make a difference when it comes to achieving your goals. In this section you can find out what you could gain from taking financial advice, when you might need it and how to find the right adviser for you
Advice homeGet started with financial advice
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Speak to one of our specialist retirement advisers
Get professional advice from 1825, our financial planning business
Our helpful articles are full of tips and information to help you make the most of your money. Whether you're starting to save for life's big moments or you're getting close to retirement, there's something for everyone.
Life stages homeMoneyPlus homeTips to help you start saving for big life moments and ways to keep on track with your goals
Find out how to make the most of your regular income with these helpful money guides
Learn more about retirement planning and how to take your life savings
Whether you're an existing customer or new to Standard Life, we're here to help you. We have information to help you contact us, get the most out of our website and find the information you need.
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Understanding investments and ways to save smarter
Manage your money with these tools and calculators
Save money for retirement and your long-term goals
Invest money flexibly with a range of investment options
Understanding pensions and planning for retirement
See if your pension savings are on track and more
Understand the different types and what you can do
Explore ways to take your savings at retirement
Get started with financial advice
Find out how you could benefit from working with a financial adviser
Speak to one of our specialist retirement advisers
Get professional advice from 1825, our financial planning business
Tips to help you start saving for big life moments and ways to keep on track with your goals
Find out how to make the most of your regular income with these helpful money guides
Learn more about retirement planning and how to take your life savings
Need to speak with us? Find the best way to contact us.
Find out how we can support a range of your needs
Learn more about our services and manage your account
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No hidden fees. No obligation.
No hidden fees. No obligation.
One-off set up fee + annual charge
One-off set up fee + annual charge
Investments can go down as well as up and you may get back less than you paid in.
Let’s say you’re retiring with £250,000 in total savings. The initial one-off fee is £499. Our ongoing fee would be 0.4% of your assets – £1,000 per year.
The fee comes from the savings we’re managing for you so it’s not extra money you have to find.
Many customers tell us advice is too expensive or isn’t for people like them. That’s not the case with Retirement Advice from Standard Life.
We believe everyone deserves great retirement advice. So we’ve worked hard to make our service as affordable as possible.
The service I received from you and your team has been great, very high standard every step of the way. I appreciate the way you explained everything to me in stages
Most customers are surprised how much better they feel about retirement by taking advice. We’ve been able to give customers financial wellbeing with:
Yes. Most pension and ISA investment products have fees and charges. These are paid to the provider of your investment product to cover things such as their administration, management and investment selection costs.
As part of their advice, your retirement adviser will review and make recommendations about your existing pension or ISA investments. This includes reviewing the fees and charges that you already currently pay.
There is no standard amount that a financial adviser charges. But typically, an adviser will charge a one-off set up fee and an ongoing charge, both based on a percentage of assets they advise on. We’re confident our fees compare very favourably, but we encourage all our clients to shop around.
Our service helps those approaching retirement or who are already retired. Whether you've £70,000 or £270,000 - we believe everyone deserves great retirement advice. Talk to us, and if we don't think our advice is right for you, we'll help point you in the right direction and you won’t pay a penny.
Like other advisers, we help you get ready for retirement with a solid financial plan. All our advisers are fully qualified retirement specialists. We don't give advice on anything else so our advisers have the experience and expertise to help you make confident retirement choices.
We offer restricted advice, so have chosen to restrict ourselves to Standard Life pensions and ISAs. This way, our clients can access these products at a great rate, and we know them inside-out. We can advise you on any existing products you have and to set up your retirement plan we may recommend moving some of your existing products to Standard Life - but only where there is a clear benefit to you.
It's important to consider how fees and charges affect your investments as it can be worth paying more if you get performance or a product that better suits your needs. Your adviser will review and recommend the products they believe are best suited to you.
Be assured that we regularly review the fees and charges on the products we recommend to ensure they are competitive and deliver good value.
*Source: International Longevity Centre Advice Report (2019)