Our fees

Most customers are surprised how much better they feel about retirement by taking advice. We’ve been able to give customers financial wellbeing with:

• Confidence - a plan designed around you, and that your investments are working for you 
• Security - that the decisions you’re making fit your needs, even as life changes 
• Assurance - your advice is backed by Standard Life and regulated by the FCA 

Yes. Most pension and ISA investment products have fees and charges. These are paid to the provider of your investment product to cover things such as their administration, management and investment selection costs.

As part of their advice, your retirement adviser will review and make recommendations about your existing pension or ISA investments. This includes reviewing the fees and charges that you already currently pay.

There is no standard amount that a financial adviser charges. But typically, an adviser will charge a one-off set up fee and an ongoing charge, both based on a percentage of assets they advise on. We’re confident our fees compare very favourably, but we encourage all our clients to shop around.

Our service helps those approaching retirement or who are already retired. Whether you've £70,000 or £270,000 - we believe everyone deserves great retirement advice. Talk to us, and if we don't think our advice is right for you, we'll help point you in the right direction and you won’t pay a penny.

Like other advisers, we help you get ready for retirement with a solid financial plan. All our advisers are fully qualified retirement specialists. We don't give advice on anything else so our advisers have the experience and expertise to help you make confident retirement choices.

We offer restricted advice, so have chosen to restrict ourselves to Standard Life pensions and ISAs. This way, our clients can access these products at a great rate, and we know them inside-out. We can advise you on any existing products you have and to set up your retirement plan we may recommend moving some of your existing products to Standard Life - but only where there is a clear benefit to you.

It's important to consider how fees and charges affect your investments as it can be worth paying more if you get performance or a product that better suits your needs. Your adviser will review and recommend the products they believe are best suited to you.

Be assured that we regularly review the fees and charges on the products we recommend to ensure they are competitive and deliver good value.