The value of your investment can go down as well as up and you may get back less than you paid in. Laws and tax rules may change in the future. Your own circumstances and where you live in the UK also have an impact on tax treatment.

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What is 1825?

1825 is Standard Life’s financial planning business. But it’s not just a brand name - 1825 was when Standard Life was founded to help people build up their life savings and plan for the future. We’re still doing it today, providing our customers with financial planning support and advice on a wide range of areas.

How can 1825 help me?

Here’s how the experts at 1825 can help you manage your life savings and your estate.

  • Tax planning: Our experts can make sure your finances are as tax-efficient as possible. We can even complete your tax return.
  • Retirement planning: We can make a personal plan to help you retire the way you want. We look at all your life savings and income to help with cash flow planning and a budget for your retirement.
  • Investing: With a blend of investment styles, we can help you find a strategy that meets your agreed level of risk.
  • Inheritance planning: We can help you pass on more of your life savings to loved ones by lowering the amount of tax you’ll pay and by working with you to put your Will in place. We can also do the estate administration after a loved one dies to take that burden off you.
  • Family protection: Based on your needs, we provide recommendations for mortgage protection, including critical illness cover, income protection and life cover. We can also work with you to put Powers of Attorney in place to allow people you trust to make decisions for you if you can’t for any reason.
  • Education funding: Help give your children or wider family the best start with a plan to help fund their education.
  • Long-term care: We can help you work out a strategy to help fund your long-term care. This can be done using your pension money and other sources of income.
  • Mortgages: We can review your existing mortgage and work with you to make sure you have the right mortgage in place, whether you’re interested in a rate switch, are re-mortgaging or are buying a new home/additional property.

Ready to get started?

You can get in touch with us to arrange a free consultation.

Get started today

Learn more about 1825

Visit the 1825 site to learn more about how their experts can help you plan ahead.

See how 1825 can help

What our clients say

“I feel like you protect me and will look after my future and my investments and I’d recommend anyone to come to 1825.”


“Nothing is ever too much trouble and you solved a hugely complex pension problem for my wife with excellent results. I’m a very happy client.”

Mr. C. Makin


Read our helpful money guides