Anyone who is aged 18 or over, is a resident in the UK, and holds a UK personal bank account. Crown employees serving overseas, and their spouse or civil partner with a UK address, and a UK personal bank account, can also apply.
You can take money out of your ISA at any time. However, occasionally some funds may place restrictions on withdrawals which may cause a delay in you receiving your money. You can also make regular withdrawals - monthly, quarterly, half-yearly and yearly. If you take money out of your Standard Life ISA the maximum you can put into your ISA remains at £20,000 for the tax year.
You can do this by telephone on 0800 027 4675. Call charges will vary.
Or by writing to us at: Standard Life Dundas House 20 Brandon Street Edinburgh EH3 5PP
No. There is no fixed time limit for the Stocks & Shares ISA. You should view your ISA as a medium to long-term investment, which means it should usually be held for at least five years. You are able to withdraw money at any time. However, occasionally some funds may place restrictions on withdrawals which may cause a delay in you receiving your money.
You should register for Standard Life online servicing where you can check how your investments are performing. We’ll also send you a quarterly statement that shows you how much you’ve paid in, taken out and how much your ISA is worth.
Stocks & Shares ISA and Personal Portfolio customers can call 0800 027 4675 to register for online servicing. Call charges will vary.
Fundzone Stocks & Shares ISA and Investment Fund customers can call 0345 279 2002 to register for online servicing.
We do not offer a Cash ISA, however we do offer a Stocks & Shares ISA and this can be used to hold some or all of your £20,000 allowance in cash. Platform charges will apply to any investments you hold in cash and may be higher than the interest you receive.
Customers who purchased a Stocks & Shares ISA after 23 February 2014 can top up online or via our app. If you have a Personal Portfolio, FundZone Stocks & Shares ISA or FundZone Investment Funds you can either contact your financial adviser, or if you do not use a financial adviser call us on 0345 272 6645. Call charges will vary.
No, you can instruct us to transfer an existing Stocks & Shares ISA and/or a Cash ISA to a Stocks & Shares ISA with us without any loss of tax status. We cannot currently accept a transfer from either an Innovative Finance ISA or Lifetime ISA.
It is important to check with your provider if any transfer charges apply.