• Savings Hub
Investment returns aren't guaranteed. The value of your investment can go down as well as up and may be worth less than what was paid in.

Long-term savings

Whatever you’re saving for in future, you want to make sure your money is working hard for you. Below you’ll find all of our savings options, guides and tools to help you stay on track. You can even try our financial health check tool to help you make the best decisions for your goals.

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Stocks & Shares ISAs (Individual Savings Accounts)

Find out how a Stocks & Shares ISA can help you save money in the long term.

See your ISA options

Other Savings Options

When it comes to long-term savings, you have a few options. You can compare other ways to save and get more information here.

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    Personal Portfolio

    This is usually for anyone who has used up their full ISA allowance. Find out how a Personal Portfolio can help you invest in a wide range of funds.

    Look at the Personal Portfolio

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    International Bond (offshore)

    Offshore bonds help grow your investment tax efficiently over the medium to long term, and let you control when you pay tax. They're also idea for estate planning purposes.

    Read about offshore bonds guide

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    Tailored Investment Bond

    Onshore bonds aim to give you investment growth and / or income over the medium to long term, as well as access to a wide range of investment funds. They can also help with estate planning

    Read about onshore bonds

Savings Guides

Saving can be more than just putting money away into a bank account. Our guides can help you plan ahead, and compare the ways to reach your goals.

Saving Basics

Even if you’re already saving, it can be worth going over the basics to make sure you’re making the most of your money. Try our guide for useful tips and information.

Get the basics

What is an ISA?

Find out how a Stocks & Shares ISA can help you meet your saving goals in the longer term. Compare ISA options, find out how they’re invested and much more.

Find out about our ISA

Savings Tools

plan on track

Financial Health Check

Our quick tool can rate your financial wellbeing and give you useful tips on how to improve your financial fitness.

See how you score
plan on track

Financial Health Check

Our quick tool can rate your financial wellbeing and give you useful tips on how to improve your financial fitness.

See how you score
Calculator

ISA Calculator

Our quick ISA calculator can show you how much your Stocks & Shares ISA might be worth in future.

Try the calculator
Calculator

ISA Calculator

Our quick ISA calculator can show you how much your Stocks & Shares ISA might be worth in future.

Try the calculator
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More Guides

Whether you're saving for retirement or aiming to grow your money with investments we have guides that can help you make the best choices for you.

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    Pension guides

    Find out more about how your pension works, how it can help you save for retirement and more in our guides

    Read about pensions

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    Investment guides

    As a pension or Stocks and Shares ISA is invested, it can be useful to know more about investments and what they mean for your savings.

    Read about investments

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    MoneyPlus

    Get regular financial guidance, market news and detailed analysis from the MoneyPlus team of experts.

    Read MoneyPlus