Hi, I'm Natalie Davison, Head of Advice and Guidance Operations at Standard Life. That means that I look after teams that talk to customers every day.
We know that lots of people have multiple pension plans and they often ask us how to bring them together. So here's a bit of a how-to guide.
Firstly, try to locate all your pension plans.
If you're not sure where they are, and you can't find the old paperwork, don't panic. You can use the government's Pension Tracing Service to find them.
Once you have found your plans, you can then decide where they should go. For example, you can usually transfer old plans into your current pension plan. Or you can choose to transfer all of your plans to a different provider.
Bringing all of your plans together can help you keep track of pension savings and cut down on your admin.
But it isn't right for everyone. Some plans have valuable benefits or guarantees, and you could lose these if you were to transfer your plans elsewhere. So please do check.
Once you've chosen your provider, get in touch with them or see if you can bring your plans together online.
Then follow the steps they give you. It could be as simple as putting in a few details and then you'll have all of your pension savings together in one place.
