Retirement
Retirement Voice 2025
By Standard Life Centre for the Future of Retirement
October 07, 2025
How are people in the UK feeling about their finances in 2025?
In an era marked by global instability, rising living costs, and a shifting retirement landscape, financial confidence is under pressure.
For the fifth year running, we’ve asked 6,000 people from across the UK to tell us how they’re currently feeling about their finances, work, and how they are preparing for retirement.
Our findings reveal a nation navigating change – with many unsure about what lies ahead.
id
83%
say the world feels more uncertain than it did a few years ago
2x
People are twice as likely to save for a holiday than for their pension
22%
of Gen Z use social media for retirement planning information – compared to just 1% of Baby Boomers
45%
of employees with a DC pension believe being automatically enrolled means they’re saving enough for retirement
5 years
is the gap between when people would like to retire (62) and when they feel they’ll be able to retire (67)
50%
of workers expect to work beyond their State Pension age, up from 46% last year
33%
have talked to family or friends about pensions in the past year
47%
think their retirement finances are mainly influenced by factors outside of their control
73%
feel that retirement in the future will be more complex than it is now
Download the report
Find out what 6,000 British people had to say about their work, finances and retirement.
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