id
With only 1 in 4 people putting a lot of thought into their retirement planning1, the UK faces a growing crisis in later-life financial security. The journey to and through retirement has become increasingly complex, and recent economic pressures have made saving even harder for millions of people.
Research from the Standard Life Centre for the Future of Retirement reveals:
Less than half of UK adults feel positive about their financial situation<sup>1</sup>
49% of Gen X expect a worse standard of living when they retire<sup>1</sup>
50% of workers expect they will need to work beyond State Pension age<sup>1</sup>
id
The next two decades will be critical. Without action, the DWP predict retirees in 2050 could face 8% less private pension income than today’s retirees. But it’s not too late to change course.
Understanding the changing retirement landscape
People are living longer, saving less, and are confused by the options available to them. Clarity and reassurance can help people plan for their futures.
Our experts share their perspectives on what’s driving change - and what this means for the future of retirement.
-
From comfort to concern: why pension reform matters now
Catherine Foot, Director of the Standard Life Centre for the Future of Retirement.
-
Why it’s time to reboot our retirement thinking
Claire Altman, Business Development and Origination Director.
-
Why retirement advice must evolve with age and emotion
Gail Izat, Managing Director for Workplace and Retail Intermediary.
Our latest research on the future of retirement and pensions
It’s crucial that the government, pension providers, workplaces and financial advisers work together to help people plan for their retirement.
-
Changing Journeys: How we save, work and retire
The way we work, save and retire has been changing, and will continue to change in the future. But what affect will these changes have?
-
Better help, better outcomes?
Most people are making retirement income decisions without support. Targeted support could be a game-changer in improving financial outcomes.
-
Retirement Voice 2024
Discover more about the retirement attitudes of over 6,000 people across the UK. For the last four years, we've asked more than 6,000 people from across the UK to share their attitudes towards retirement.
-
Go to the Standard Life CentreLooking for retirement insights?
-
Go to our workplace siteAre you a business looking for a pension provider?
-
Go to our adviser siteAre you a financial adviser?
id
1These insights are from our Retirement Voice 2025 research