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Life doesn’t always follow a straight path. These days, how we work, save, and retire will look different for everyone. And that traditional idea of spending decades in full-time employment and then retiring with a comfortable, guaranteed income is no longer going to be a reality for most people.
For some, this change brings more freedom and flexibility to shape life on their own terms. But for many people it also means facing later life with too little income, greater financial risks and not enough support. We know that:
- More than half of people retiring with defined contribution pensions in the coming decades aren’t set to achieve the retirement income they need.
- Millions of people in their 50s and 60s are struggling to find the right employment for them.
- People are increasingly facing big responsibilities and risks when it comes to managing their money in retirement, without access to sufficient support.
We want to change that. We use our research to provoke fresh debate, drive action and influence real change so that people can achieve financial security and enjoy a decent standard of living in their later lives.
Our focus
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Our work focuses on issues related to pensions, work and retirement. In particular, we work to drive the changes needed so that people are:
- Included in sufficient and affordable pension saving
- Supported to make good decisions about their pension saving and retirement income choices
- Working in good quality, flexible jobs that suit their lives, and able to actively manage their careers
- Protected from poverty with state support through an adequate and sustainable State Pension and benefits system
Discover more about our work
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If you’re interested in working with us, or using our research, get in touch with one of the team directly, or by emailing standardlifecentre@standardlife.com.