-
Money tips for big life changes
Life can be full of changes. Discover a few things you can do to help manage your money when facing big life events.
Morgan LaingApril 29, 2025
Read more4 mins read -
Market movements and your retirement savings
What market movements could mean if you’re accessing your pension savings, or soon will be.
MoneyPlus Features TeamApril 29, 2025
Read more4 mins read -
Let's Talk Money: Three pension tips
In Let’s Talk Money, our bite-size video series, discover three things you can do to help you manage your pension plans.April 29, 2025
Read more1 mins read -
State Pension changes 2025/26
The amount of State Pension you can get has changed. Here's what you need to know.
MoneyPlus Features TeamApril 29, 2025
Read more4 mins read -
Income tax: five things you need to know
How does income tax work? We break down five things you need to know.
Morgan LaingApril 28, 2025
Read more4 mins read -
Market fluctuations and your pension investments – could patience be rewarded?
When financial markets are turbulent it’s natural to worry about how this may impact your pension and other investments. Here are the key points to consider.
MoneyPlus Features TeamApril 07, 2025
Read more4 mins read -
What if the value of my pension plan goes down?
What are the main things to think about when it comes to market movements and your pension investments?April 06, 2025
Read more1.5 mins read -
How to find old or lost pension plans
Lost a pension plan from an old job? Read our guide to find out how you can trace and find your old plans.
MoneyPlus Features TeamApril 06, 2025
Read more3 mins read -
Spring Statement 2025 – at a glance
A few things to know about Rachel Reeves’ 2025 Spring Statement.
MoneyPlus Features TeamMarch 26, 2025
Read more2 mins read -
Why ESG factors matter for your pension pot
Discover why it’s important to consider environmental, social and governance (ESG) factors if you’re aiming to grow your pension pot.Read moreMarch 19, 2025
-
What is stewardship?
Find out how we use our influence as an investor to aim to manage risk, deliver value for you, as well as driving positive change.Read moreMarch 19, 2025
-
Property v pension – how do you decide which to use in retirement?
Pensions and property can each be used to provide an income in retirement. But what do you need to consider when deciding which option to go for? Find out more.
Morgan LaingMarch 18, 2025
Read more4 mins read -
How to make the most of tax and ISA allowances before the tax year ends
The end of the tax year is almost here. Here’s a reminder of some tax and ISA allowances you might still have available to use before then.
Morgan LaingMarch 18, 2025
Read more4 mins read -
How can you take money from a pension plan?
There are a few different ways you can take money from a pension plan. Learn more about your retirement options.
Morgan LaingMarch 18, 2025
Read more4 mins read -
Why bonus sacrifice could mean you keep more of it in the long run
Read our guide to what bonus sacrifice is and the tax benefits you can gain by paying your bonus into your pension plan.
MoneyPlus Features TeamMarch 10, 2025
Read more4 mins read -
What can women do to feel better about their finances?
When it comes to their finances, women in the UK tend to be less positive than men. So what can women do to feel better about their money? We’ve got a few tips.
Morgan LaingMarch 07, 2025
Read more4 mins read -
Are you unknowingly neglecting your State Pension?
Your State Pension could be an important income source for you later in life. Find out how you can give it some attention – and potentially boost the amount you get from it in future.
Morgan LaingFebruary 24, 2025
Read more4 mins read -
Four actions to help turn your retirement hopes into a reality
On average, people in the UK hope to retire at 62 – but think 66 is more likely to be the reality. If you want to retire sooner rather than later, find out what you could do to help make your hopes a reality.
Morgan LaingFebruary 24, 2025
Read more4 mins read -
Millions left unclaimed in pension tax relief
Every year, millions of pounds of pension tax relief remain unclaimed. Find out if some of it could be yours and how to claim it.
Kirsty KerrFebruary 24, 2025
Read more4 mins read -
How can you help your pension savings go to the right people?
Pension rules have made it possible to leave your pension to the people you choose without paying 55% tax. Find out how to pass on pension savings tax efficiently here.
Kirsty KerrFebruary 24, 2025
Read more4 mins read -
Six tips to help boost your pension savings before the end of the tax year 2024/25
There are things you can do before the tax year ends that could benefit you now and in the future. Read our six tips.
MoneyPlus Features TeamFebruary 24, 2025
Read more4 mins read -
Four things you can do to feel more positive about your finances
Less than half of people in the UK feel positive about their finances. Find out how you could feel better about your money with these four tips.
Morgan LaingJanuary 15, 2025
Read more3 mins read -
How to set and reach your financial goals in 2025
Do you know what you want to achieve in 2025? Find out how you could set and reach your financial goals this year.
Morgan LaingJanuary 15, 2025
Read more3 mins read -
How your 2025 resolutions could benefit you and your wallet
Find out how thinking bigger about your new year’s resolution could help you improve your finances.
Kirsty KerrJanuary 13, 2025
Read more3 mins read -
How to bounce back financially after Christmas spending
December is a time for celebration for many, but it can also leave our wallets a little leaner. If you’re feeling the Christmas pinch, don’t worry. Here are some easy, practical tips to help get your finances back on track – so you can start the new year full of financial confidence.
MoneyPlus Features TeamDecember 09, 2024
Read more3 mins read -
Best of MoneyPlus 2024: Five of our most popular articles
Find out which topics our readers have been most interested in in 2024.
MoneyPlus Features TeamDecember 06, 2024
Read more2 mins read -
Four important tax and pension changes from 2024
Keep on top of the tax and pension changes that came into effect during 2024 and get ready for the changes that could affect your finances in 2025.
MoneyPlus Features TeamDecember 06, 2024
Read more3 mins read -
Can someone else can pay into my pension plan?
Find out what you need to consider if someone else is paying into your pension.Read moreNovember 27, 2024
-
In your 40s or 50s? Here are some pension tips for Gen X
Gen X (aged 44-59) got caught between two pension systems. Find out how this has impacted them and get some tips on feeling more confident about retirement.
Morgan LaingNovember 19, 2024
Read more3 mins read -
What is the personal allowance?
Find out more about your personal allowance and how it impacts the tax you pay.Read moreNovember 14, 2024
-
How to save for milestones
Life can be full of important milestones. Here are some ways you can save up for those special moments – and your long-term future.
Morgan LaingNovember 08, 2024
Read more3 mins read -
Three pension conversations worth having with your loved ones
Here are three pension conversations worth having, and why they’re important.
Kirsty KerrNovember 04, 2024
Read more3 mins read -
Autumn Budget 2024: 4 things you need to know
Four things you need to know from Rachel Reeves' 2024 Autumn Budget.
Kirsty KerrOctober 30, 2024
Read more3 mins read -
How do I find a lost pension?
Had multiple jobs? You might have multiple pensions too. Here’s how you can track them down for free.
Kirsty KerrOctober 17, 2024
Read more2 mins read -
Taking your tax-free cash: everything you need to know
Taking your tax-free cash is a big decision. Find out all you need to know about how much you get, when you can take it and more.
Kirsty KerrOctober 14, 2024
Read more4 mins read -
Things to keep in mind in the run-up to the Autumn Budget
If you are thinking about making changes to your pension plan due to Autumn Budget speculation, here are some things to keep in mind.
MoneyPlus Features TeamOctober 08, 2024
Read more2 mins read -
Planning for the future you want
Want to figure out how much money you could need in retirement? Get some tips.October 08, 2024
Read more2 mins read -
How can I retire earlier than planned?
Like the idea of retiring earlier than planned? We’ve crunched some numbers to show how you could potentially do that.
Morgan LaingOctober 01, 2024
Read more3 mins read -
You’ve got an extra hour in October – use it to track down your old pensions
On 27 October, the clocks go back and you get an extra hour to yourself. Here’s why we think you should spend that hour tracking down old pensions.
Kirsty KerrSeptember 27, 2024
Read more3 mins read -
Taking your pension savings? Keep these tax tips in mind
How you take your pension savings can impact the amount of tax you pay on them. Find out how the tax on your pension works and get some top tips.
Morgan LaingSeptember 27, 2024
Read more3 mins read -
Do I need to claim tax back on payments into my pension plan?
Find out if you need to claim tax back on the payments into your pension plan and how to do it.Read moreSeptember 26, 2024
-
We’re almost halfway through the tax year – are you making the most of your allowances?
We’re almost halfway through the 2024/25 tax year, so here’s everything you need to know to get to grips with your pension and ISA allowances.
Kirsty KerrSeptember 26, 2024
Read more2 mins read -
Boosting your State Pension with voluntary National Insurance contributions
Find out how you can use voluntary National Insurance contributions to fill gaps in your NI record and potentially increase the amount of State Pension you will receive.
Morgan LaingSeptember 20, 2024
Read more4 mins read -
How to avoid losing track of your pensions
Could some of the £27 billion sitting in lost pensions be yours? Find out how to track down misplaced pension plans.September 09, 2024
Read more2 mins read -
Your pension plan: a few important things to check
If you’ve got a pension plan, it’s important to review it and see how it’s doing. So here are a few important things to check.
Morgan LaingSeptember 06, 2024
Read more3 mins read -
Over 55? When it comes to your pension plan, here are a few things to review
Over 55? Find out what to review when it comes to your pension plan.
Morgan LaingSeptember 06, 2024
Read more4 mins read -
Why when you start paying into a pension plan matters
Generally, the earlier you start putting money into a pension plan, the better. Find out why when you start paying into a plan matters.
Morgan LaingSeptember 06, 2024
Read more4 mins read -
How to plan for retirement
If planning for retirement is on your radar, follow our step-by-step guide to find out how much money you will need to retire and how much you could have.
Kirsty KerrSeptember 05, 2024
Read more4 mins read -
How to check and choose your pension investments
When money’s paid into a pension plan, it’s invested. Find out how to check and choose your pension investments – and how to stay calm through market ups and downs.
Morgan LaingJuly 31, 2024
Read more3 mins read -
Three things to think about when planning for retirement
Discover three things to think about in the run-up to – and potentially even throughout – your retirement.
Morgan LaingJuly 31, 2024
Read more3 mins read -
Your small pots questions: answered
One of our retirement experts explains what “small pots” are and how you can take your money from them.
Adam TempletonJuly 31, 2024
Read more3 mins read -
How do I find out how much is in my pension plan?
Learn how you can find out how much you have in your pension plan.Read moreJuly 31, 2024
-
Can I take 25% tax free from each of my pension plans?
Got more than one pension plan? Find out if you can take 25% tax free from each one.Read moreJuly 31, 2024
-
How to set a goal for retirement
Use these five steps to help you create and reach a goal for your retirement.
Kirsty KerrJuly 29, 2024
Read more4 mins read -
Five tips to help you save money this summer
Making the most of the summer? Here are five tips that could help you save a bit of cash while things are busier.
Kirsty KerrJuly 29, 2024
Read more3 mins read -
What is the Money Purchase Annual Allowance?
Find out what the Money Purchase Annual Allowance is and how it might impact your pension savings.
Kirsty KerrJune 18, 2024
Read more2 mins read -
How much tax do I need to pay on my savings interest?
Find out how much tax you might need to pay on savings interest – and how you might be able to get some interest tax free.
Morgan LaingJune 18, 2024
Read more4 mins read -
Five financial habits we wish we’d inherited
Your financial habits can be influenced by the people that raised you. With this in mind, here are five healthy financial habits we wish we’d inherited.
MoneyPlus Features TeamJune 18, 2024
Read more3 mins read -
What’s next for the UK economy – and what could it mean for your money?
From July’s general election to the Bank of England’s next decision on interest rates – there’s a lot going on in the UK. Here’s how these events could influence how you invest, spend, save and borrow money.
MoneyPlus Features TeamJune 18, 2024
Read more4 mins read -
Should I bring my pension plans together?
Find out more about the pros and cons of bringing your pension plans together.Read moreJune 17, 2024
-
How to save for your future and financially support your loved ones
Do you have people relying on you for financial support? Here are some tips to make sure saving for your future stays a priority.
Kirsty KerrJune 17, 2024
Read more3 mins read -
The impact of caring for others on your retirement
Caring responsibilities can have a big impact on your retirement plans. Find out what to consider if you’re caring for someone and where you can go for help and support.
Kirsty KerrJune 11, 2024
Read more3 mins read -
What does the retirement date on my pension plan mean?
Find out what the retirement date on your pension plan actually means.Read moreMay 21, 2024
-
Things you can do now to help your future self
Want to help out your future self? Read five things you can do today that could benefit you later.
Morgan LaingMay 20, 2024
Read more3 mins read -
Living abroad – what does it mean for your pension plans in the UK?
Got pension plans in the UK but living abroad? Learn about the tax you may need to pay, how you can get your money when the time comes, and more.
Morgan LaingMay 20, 2024
Read more4 mins read -
Saving tips for your 20s and 30s
Read our saving tips to help you work towards your goals in your 20s and 30s.
Morgan LaingMay 20, 2024
Read more3 mins read -
Want to avoid paying too much tax on your pension pot? Here are three things you could do
Wondering how to avoid paying too much tax on your pension pot? Here are our top tax tips.
Kirsty KerrMay 17, 2024
Read more4 mins read -
The power of planning – why it’s important and how to do it
Find out more about the power of planning and the impact it can have on your finances now and in the future.
Kirsty KerrMay 16, 2024
Read more3 mins read -
The Lifetime Allowance is gone – but here’s what has replaced it
The Lifetime Allowance has been removed, but three new allowances have replaced it. Find out more about the new allowances and what they might mean for you.
Kirsty KerrMay 16, 2024
Read more3 mins read -
Get to know your pension better with our responsible investing jargon buster
Want to invest more sustainably but confused by jargon? We help you understand the key terms and show you where you can find out more.
MoneyPlus Features TeamApril 25, 2024
Read more5 mins read -
What to think about at the start of the new tax year
The 2024/25 tax year has arrived. Find out what kind of things might impact your finances.
Morgan LaingApril 16, 2024
Read more3 mins read -
What happens to my pension savings when I die? Your questions: answered
A retirement expert explains what happens to your pension savings when you die.
Sean YoungApril 16, 2024
Read more4 mins read -
Thinking about investing? Here are a few things to consider
If you’re thinking about investing, here are some important things to consider.
Kirsty KerrApril 16, 2024
Read more4 mins read -
Spring clean your finances
Spring clean your finances with our top tips for 2024.
MoneyPlus Features TeamApril 16, 2024
Read more4 mins read -
Three key areas that could affect the growth of your pension pot
Aiming to grow your pension pot over the long term? Then environmental, social and governance (ESG) issues are important. We take you through the basics.
MoneyPlus Features TeamMarch 28, 2024
Read more4 mins read -
Four tips that could help you deal with debt
Read about four things you could try doing if you’re worried about debt.
Morgan LaingMarch 19, 2024
Read more3 mins read -
How do you bring pension plans together?
Some people choose to bring their pension plans together. Find out what’s involved.
Morgan LaingMarch 19, 2024
Read more4 mins read -
Can I take money from my pension plan and continue to work?
Want to take money from your pension plan at 55 and continue to work? 5 things to consider about withdrawing money from your pension plan, continuing to work and saving more.
Kirsty KerrMarch 19, 2024
Read more4 mins read -
How much do I need to retire?
Find out how much you’ll need to save to pay for a basic, moderate or comfortable retirement.
Kirsty KerrMarch 19, 2024
Read more4 mins read -
Why it’s important to choose a pension beneficiary when you’re young
Find out why thinking about who you’d want to pass your pension to matters, even when you’re young – and what happens when you don’t.
Kirsty KerrMarch 18, 2024
Read more3 mins read -
Getting your child benefit back – and avoiding the tax charge
High earner? Here’s how doing one thing could help you get your child benefit back – and fund your future at the same time.
Kirsty KerrMarch 15, 2024
Read more3 mins read -
How taking a career break can impact your future finances
Taking time away from work can have an impact on your future finances, including your pension savings. Find out how you can feel more confident about your money.
Morgan LaingMarch 08, 2024
Read more4 mins read -
How to spot a romance scam
‘Romance scams’ have become more common over the years. Learn about the warning signs and how to you can help keep yourself safe.
Morgan LaingFebruary 13, 2024
Read more4 mins read -
How to make the most of higher pension allowances
Pension allowances increased in 2023. Brush up on these increases and find out how to make the most of the higher allowances before the tax year ends.
Morgan LaingFebruary 12, 2024
Read more4 mins read -
Are you forgetting about your old pension plans?
You could have pension plans you’ve forgotten about or aren’t aware of. Find out about ways to track down and take control of old plans.
MoneyPlus Features TeamFebruary 12, 2024
Read more3 mins read -
Are you missing some retirement income? Here’s how to track it down
Find out how to make sure you’re not missing any retirement income.
Kirsty KerrFebruary 08, 2024
Read more2 mins read -
Three reasons why it pays to love your pension
Discover three reasons why it just makes sense to show your pension some love.
Kirsty KerrFebruary 08, 2024
Read more3 mins read -
Five financial lessons we should’ve been taught in school
There are some things we’d have been better off knowing early on, particularly when it comes to money. Discover five financial lessons we think we should have been taught in school.
Kirsty KerrFebruary 08, 2024
Read more4 mins read -
A simple tax and pensions to-do list for 2024
Follow our to-do list to get your tax and pension plans in order and prepare for the end of the tax year.
MoneyPlus Features TeamJanuary 16, 2024
Read more4 mins read -
Four tips to help you get on top of your finances
Did you feel some pressure on your finances in last year? Here are some tips and a tool that can help you feel more in control of your money in 2024.
Morgan LaingJanuary 16, 2024
Read more3 mins read -
Got a new pension plan? Here’s what to think about
Got a new pension plan? Here are five things you can do to help you manage it.
Morgan LaingJanuary 16, 2024
Read more3 mins read -
Drawdown, annuities – what’s the difference?
Learn about the differences between two retirement options – drawdown and annuities – and find out if you can choose both.
Morgan LaingJanuary 16, 2024
Read more4 mins read -
Divorce and your pension – what you need to know
Find out how your pension savings could be split in a divorce.
Kirsty KerrJanuary 15, 2024
Read more3 mins read -
Five money resolutions for 2024 – and how to achieve them
Read our top five money resolutions for 2024 and get some tips on how you can achieve them.
Kirsty KerrJanuary 11, 2024
Read more3 mins read -
Best of MoneyPlus 2023: Six of our most read articles
Find out which topics our readers have been most interested in in 2023.
Kirsty KerrDecember 11, 2023
Read more3 mins read -
Top tips for managing your money during the festive season
This time of year can be tricky when it comes to staying on top of your budget. Try our top tips to keep your holiday spending under control.
Kirsty KerrDecember 11, 2023
Read more3 mins read -
Relying on inheritance to see you through retirement? You may want to rethink
Some people don’t focus on saving for retirement because they’re counting on inheriting money or property. But here’s why it’s important not to rely on inheritance alone.
Morgan LaingNovember 14, 2023
Read more3 mins read -
Combining your pension plans questions: answered
Some people choose to combine multiple pension plans into a single plan. If you want to know more about this, our retirement expert is here to help.
Sean YoungNovember 14, 2023
Read more4 mins read -
Time for a midlife MOT?
Find out how the government’s new ‘Midlife MOT’ website could help you get to where you want to be with your money, career and health.
Kirsty KerrNovember 13, 2023
Read more3 mins read -
Singles vs couples: how retirement planning differs
What’s the difference between planning for retirement as a couple vs planning on your own? Find out some important things to consider.
Kirsty KerrNovember 13, 2023
Read more3 mins read -
What to think about when giving early inheritance
Looking to give your loved ones some ‘early inheritance’? Here are a few things you should think about first.
Kirsty KerrNovember 10, 2023
Read more4 mins read -
What is phased retirement?
Find out what phased retirement is, and its pros and cons, so you can see if it’s right for you.
Kirsty KerrNovember 10, 2023
Read more3 mins read -
Why now might be a good time to talk about money
We’re looking at why people feel uncomfortable talking about money and why now might be a good time to open up about your money worries.
Morgan LaingNovember 06, 2023
Read more3 mins read -
Can I have multiple pension plans?
Not sure how many pension plans you can actually have? Or wondering how to keep track of multiple plans? Here are some things to know.
Morgan LaingOctober 31, 2023
Read more3 mins read -
Busting five common annuity myths
Annuities are a way of taking your pension savings. But some people have misconceptions about how they work. We bust five myths about annuities.
Morgan LaingOctober 17, 2023
Read more3 mins read -
What does it mean to be ‘vulnerable’ – and where can you get extra help if you need it?
Anyone can be ‘vulnerable’ at any time. Find out what this can mean and how we can give a helping hand to those who need it.
Riffat TufailOctober 16, 2023
Read more3 mins read -
Should you start retirement planning at 36?
Research tells us that people tend to start retirement planning at 36. Find out why 36 is the magic number and if it’s early enough – or too late?
Kirsty KerrOctober 13, 2023
Read more3 mins read -
Will the State Pension rise in 2024?
Find out why the State Pension could rise by 8.5% in 2024.
Kirsty KerrOctober 12, 2023
Read more3 mins read -
-
What happens to my pension when I leave a company?
Find out what happens to your pension when you leave a company, how to set up a new pension, and how to trace and combine old pension pots in our article.Kerensa JohnsonSeptember 19, 2023
Read more3 mins read -
Simple ways to manage your pension online
Take control of your pension today – discover five things you can do for your plan online and on the go.Read moreSeptember 15, 2023
-
How your pension works
Find out what a pension plan is and how it normally works.September 15, 2023
Read more2 mins read -
Three actions to help you make the most of your pension plan
Whether you’re a long way off retirement or you’ve already stopped working, here are three actions you can take now to help you make the most of your pension plan.
Morgan LaingAugust 31, 2023
Read more3 mins read -
Six questions to ask yourself when choosing a pension plan
Thinking about opening a new pension plan? Here are six questions to ask yourself before making your decision.
Kirsty KerrAugust 24, 2023
Read more3 mins read -
6 numbers that explain what’s so good about a pension
Not sure how exactly your pension plan works or how to maximise its benefits? Give us five minutes to bring you up to speed with six numbers that really count.
MoneyPlus Features TeamAugust 22, 2023
Read more4 mins read -
What I wish I’d known earlier about my finances
Find out what people in their 20s and 30s wish they’d known earlier about their finances.
Kirsty KerrAugust 15, 2023
Read more4 mins read -
Where will my retirement income come from?
Where will your money come from when you stop working? Learn about some of the income sources you could have when you retire.
Morgan LaingAugust 15, 2023
Read more4 mins read -
DC vs DB pension plans – does your plan impact how you can take your money?
Learn the differences between defined contribution and defined benefit pension plans. Discover whether the type of plan you have impacts how you can take your money.
Morgan LaingAugust 15, 2023
Read more4 mins read -
How to choose your pension investments
The pension investments you choose could make a big difference to the amount you have when you come to retire. Find out what you should think about.
Kirsty KerrAugust 15, 2023
Read more3 mins read -
What is tailored drawdown?
Find out how tailored drawdown could help you to pay less tax on your retirement income.
Kirsty KerrAugust 14, 2023
Read more4 mins read -
Tax-free lump sum questions: answered
Got some burning questions about the 25% tax-free lump sum you get with your pension plan? Our retirement expert may have the answers you’re looking for.
Scott McQuestonJuly 18, 2023
Read more4 mins read -
Should I defer my State Pension?
Not everyone claims their State Pension when they reach State Pension age. Discover what it means to defer your State Pension and what to think about if you’re considering deferring.
Morgan LaingJuly 17, 2023
Read more4 mins read -
Scams to be aware of
The cost of living has risen, and so has the number of people being targeted by scammers. Find out how you can help yourself avoid some different kinds of scams.
Morgan LaingJuly 14, 2023
Read more4 mins read -
Moving from employed to self-employed? Here’s what to think about when it comes to your pension plan
Becoming self-employed? Here’s what to think about when it come to your pension plan so you can stay on track for the retirement you want.
Kirsty KerrJuly 03, 2023
Read more3 mins read -
A guide on how to avoid pension scams
Do you think you've been the target of a pension scam? Find out how pension scams work, how to avoid them and how best to keep your pension savings safe from scammers.
MoneyPlus Features TeamJuly 03, 2023
Read more4 mins read -
How to help your retirement income last when costs are high
Discover how you could help prolong your retirement income and help make sure your pension savings last as long as you need them to when the cost of living is high.
Morgan LaingJune 12, 2023
Read more4 mins read -
What is Pension Credit – and how do I get it?
Find out what Pension Credit is, how to claim it and how much you might get.
Kirsty KerrJune 12, 2023
Read more3 mins read -
Our retirement income tool
Find out how our retirement income tool can help you discover your retirement income and lifestyle.June 12, 2023
Read more3 mins read -
What is pension drawdown?
Pension drawdown, also known as income or flexi-access drawdown, is a way of taking money out of your pension pot while leaving the rest invested. Find out how it works.
MoneyPlus Features TeamJune 11, 2023
Read more4 mins read -
Got your own business? Try our pension tax tips
If you’ve got your own business, your pension plan can offer some serious tax breaks. Read our article to find out how to make the most of them.
Kirsty KerrJune 06, 2023
Read more4 mins read -
The normal minimum pension age is changing – here’s what you need to know
The minimum age at which you can take your pension savings is increasing to 57 in 2028. Here’s what the change could mean for you and your retirement plans.
Kirsty KerrJune 05, 2023
Read more4 mins read -
Planning for your future when you're self-employed
Are you self-employed? Read about what you can do to plan for your financial future – including getting tax returns in on time and saving into a pension plan.
Morgan LaingMay 23, 2023
Read more3 mins read -
How much attention should I give to my pension plan when I’m 30 or under?
Discover how much attention you should give to your pension plan when you’re aged 30 or under, and learn how focusing on your plan early could benefit you in the future.
Morgan LaingMay 15, 2023
Read more3 mins read -
Annual allowance questions: answered
Find out what counts towards your pension annual allowance, what happens to it when you take a tax-free lump sum, and more – all from a retirement expert.
Scott McQuestonMay 15, 2023
Read more4 mins read -
Pension annuities – delivering certainty in uncertain times
More people are thinking about buying a pension annuity to provide their retirement income. But what are they, and what’s behind their revival?
MoneyPlus Features TeamMay 15, 2023
Read more4 mins read -
How does working part-time impact your pension?
We explore the impact part-time working can have on your pension savings and what you should consider if you are, or have been, working part time.
Kirsty KerrMay 12, 2023
Read more4 mins read -
How much tax will I pay on my pension withdrawals?
Find out how much tax you’ll need to pay on your pension withdrawals depending on how you take your money and discover whether you’ll pay tax on your State Pension.
Morgan LaingApril 17, 2023
Read more4 mins read -
How to balance saving with living when costs are high
When costs rise, it can become hard to keep up with saving for your future. If you’re struggling to find the balance, read our article for five helpful tips.
Kirsty KerrApril 13, 2023
Read more3 mins read -
How to make the most of Spring Budget changes in the new tax year
Read about how the Spring Budget could affect you in the 2023/24 tax year and how you can make the most of changes to pension allowances.
Morgan LaingApril 13, 2023
Read more4 mins read -
Thinking of unretiring or delaying retirement? Here’s what to consider
Recently, increased financial pressures have played a part in people coming out of retirement or staying in work longer. If you’re thinking about unretiring or delaying your retirement, here are some things to consider.
Morgan LaingMarch 29, 2023
Read more5 mins read -
Lump sum payments vs regular pension contributions
Should you pay a lump sum into your pension or increase your regular contributions? We explain both options to help you decide which option could be best for you.
Kirsty KerrMarch 16, 2023
Read more4 mins read -
Outlook for UK inflation and interest rates
Will UK interest rates increase again in March? Are the increases helping to lower inflation? Read our outlook to understand all things inflation and interest rates.
MoneyPlus Features TeamMarch 08, 2023
Read more4 mins read -
Setting up a pension plan
Find out how to set up a pension plan – or how you can have one set up for you.
Morgan LaingFebruary 27, 2023
Read more7 mins read -
Personal pension vs. workplace pension
Learn about the main differences between personal and workplace pension schemes. This could help you understand any schemes you may be part of now or in future.
Morgan LaingFebruary 27, 2023
Read more7 mins read -
Five reasons why everybody’s talking about pensions
With internet searches for ‘pensions’ spiking this month, we give five reasons why pensions have got people talking.
Kirsty KerrFebruary 22, 2023
Read more4 mins read -
Five pension myths: debunked
We expose five of the biggest myths that could be halting your pension progress.
MoneyPlus Features TeamFebruary 21, 2023
Read more4 mins read -
How much of my retirement income will come from the State Pension?
Find out how much of your total retirement income could potentially come from the State Pension.
Morgan LaingFebruary 13, 2023
Read more4 mins read -
What is the gender pension gap and how can women make more of their pension?
Read our article to find out what the gender pension gap is, and what women could do to make more of their pension savings..jpg)
Kerensa JohnsonFebruary 13, 2023
Read more4 mins read -
The small pots problem: what you can do with yours
The amount of small, forgotten pension pots has become a problem. Find out how to check if you have a small pot and what you can do with it.
Kirsty KerrFebruary 08, 2023
Read more4 mins read -
How long will my pension pot last?
How many years do your retirement savings currently cover? Find out how long your pension pot might last and what you need to consider to make sure it does.
Kirsty KerrJanuary 16, 2023
Read more5 mins read -
Why it’s not too late to save for retirement in your 50s
A pension plan can make your money work harder for you. With this in mind, we explain why it’s not too late to save for retirement even if you’re getting started with saving in your 50s.
Morgan LaingJanuary 16, 2023
Read more6 mins read -
Best of MoneyPlus 2022: Five of our most read articles
We’re looking back on five of our most popular articles from 2022, which could give you inspiration and information as we head into the new year.
Morgan LaingDecember 12, 2022
Read more4 mins read -
Six tips to get your finances ready for the new year
We’re giving you six tips to help get your finances ready for the new year.
Morgan LaingDecember 02, 2022
Read more5 mins read -
What is the State Pension triple lock and how does it affect me?
Receiving the State Pension? Find out how the triple lock affects your State Pension income for 2023-24 considering inflation and the rising cost of living.
Kirsty KerrNovember 17, 2022
Read more4 mins read -
Rising interest rates, your mortgage and your pension
Interest rates have been rising, and this can affect your mortgage. If you’re thinking about accessing your pension savings to pay off your mortgage, here’s what to consider first.
Morgan LaingNovember 11, 2022
Read more6 mins read -
Five helpful financial habits to start when you're young
Establishing healthy financial habits when you're young can help set you up for success later in life. Here are our top five to get you started.
MoneyPlus Features TeamNovember 10, 2022
Read more6 mins read -
Concerned about how secure your pension pot is?
If you’ve seen news headlines about the financial stability of pension funds, you may be worried about the impact on your own plan. Here we summarise the facts and explain how your own pension is managed.
MoneyPlus Features TeamNovember 09, 2022
Read more5 mins read -
Uncertain times, market fluctuations and your pension investments
As financial updates dominate headlines and markets regularly fluctuate, here’s what it all means for your pension investments.
MoneyPlus Features TeamOctober 21, 2022
Read more6 mins read -
Five things you need to know about taking money from your pension savings
Here are five things worth knowing to help you make the most of your retirement savings.
Kirsty KerrOctober 12, 2022
Read more5 mins read -
Five ways to get retirement ready
If you’re approaching retirement, it’s a good idea to starting thinking about what you need to do to get your pension savings ready. Try these five tips to get started.
Kirsty KerrOctober 12, 2022
Read more6 mins read -
Seven quick things you can do now for your pension savings
It’s Pension Engagement Season, which aims to get people thinking about their pensions. So here are seven quick things you can do to try to get the most out of your pension savings.
MoneyPlus Features TeamOctober 12, 2022
Read more6 mins read -
Pension auto-enrolment: What you need to know
We’re looking at what auto-enrolment can mean for people and answering some important questions.
MoneyPlus Features TeamOctober 11, 2022
Read more6 mins read -
As the cost of living increases, is now a good time to look at your budget?
Many people are looking at how they can manage their money. Here are six reasons why a budget could help you during the cost-of-living crisis.
MoneyPlus Features TeamSeptember 15, 2022
Read more5 mins read -
How to claim an underpaid State Pension
Over 100,000 women have been underpaid State Pensions. Find out if you or family members have been affected, and how you can claim the missing £1,000s
MoneyPlus Features TeamSeptember 14, 2022
Read more7 mins read -
Six reasons to pay your pension some attention
Your pension plan will likely be one of your most valuable assets. Here’s six reasons why you should show it some love.
MoneyPlus Features TeamSeptember 13, 2022
Read more5 mins read -
Should I combine my pension plans?
Find out about consolidating your pension plans into one pot, and whether it could be right for you. Explore some of the benefits to merging multiple pension pots here. Money invested is at risk.
MoneyPlus Features TeamAugust 30, 2022
Read more5 mins read -
Where to get help and support with your rising costs
If you're struggling with the rising cost of living, here's where to check if you could be eligible for help.
MoneyPlus Features TeamAugust 18, 2022
Read more3 mins read -
-
Rising cost of living: tips for managing your money
As UK households face increasing financial pressure, we have inspiration from our research to help you manage your money as living costs rise.
MoneyPlus Features TeamJuly 13, 2022
Read more4 mins read -
Five reasons why you shouldn’t stop paying into your pension plan
As the cost of living rises you might be tempted to cut back on your pension payments. Here’s five reasons why you should think twice before you do.
MoneyPlus Features TeamJuly 13, 2022
Read more5 mins read -
Addressing the digital divide
Find out from Andy Young, Head of Digital and User Experience at Phoenix Group, what we’re doing to help pave the way for a more digital-savvy future.
Andy YoungJuly 13, 2022
Read more6 mins read -
Tax-efficient Pension Drawdown Strategies
Looking for some tax-efficient drawdown tips to help you make the most of your pension savings? Find out what you need to know about tax when accessing your pension savings.
MoneyPlus Features TeamJuly 12, 2022
Read more5 mins read -
How much money can I gift to my children and grandchildren tax-free?
Gifting money to your children and grandchildren can really help to shape their future. But understanding how you do so and how much you can give tax free each year is key. Find out more.
MoneyPlus Features TeamJune 09, 2022
Read more6 mins read -
Caring for loved ones in retirement
Caring responsibilities can fall to you at any age - even in retirement. Find out what to think about when it comes to caring for a loved one in retirement and what support is available.
Kirsty KerrJune 06, 2022
Read more5 mins read -
Financial wellbeing tips
If it feels like your finances are in need of some TLC, give yourself a money MOT and follow these tips for improving your financial wellbeing.
MoneyPlus Features TeamJune 01, 2022
Read more5 mins read -
Seven pension mistakes to avoid when you're aiming to build your pot
By avoiding these common pension mistakes, you could maximise your pension benefits and set yourself up for success later. Find out more.
MoneyPlus Features TeamJune 01, 2022
Read more4 mins read -
Saving vs investing - and how to make the most of your money
What's the difference between saving and investing and which option is right for you? We explain what you need to know and give some tips on how you can make the most of your money.
Kirsty KerrMay 10, 2022
Read more4 mins read -
Worried about the impact of inflation on your savings? Here's what to consider
Find out what steps you can take if you're worried about the impact of inflation on your savings.
Kirsty KerrMay 10, 2022
Read more5 mins read -
Taking money out of your pension plan soon? Here's what to think about
Taking money out of your pension plan is a big decision. Our guide can support you in considering when you can access money from your pension savings.
MoneyPlus Features TeamMay 09, 2022
Read more6 mins read -
Should I pay into savings or my pension plan?
Decide what's right for you: paying into savings or a pension plan. While you can withdraw savings at any time, a pension can currently be taken from 55+. Explore both now.
MoneyPlus Features TeamMay 04, 2022
Read more5 mins read -
As inflation soars - is now the time to review your investments?
Inflation rates hit the headlines in Feb 2022, after months of steady rises were accelerated by the impact of the Russia-Ukraine war. But what does rising inflation mean for your pension investments?
GarethTrainorApril 11, 2022
Read more5 mins read -
Making the most of a pension plan when you're young
It's worth paying into a pension early in your 20s and 30s. Find out how the younger you start saving into your pension plan the better prepared you could be for your future.
Kirsty KerrApril 07, 2022
Read more5 mins read -
7 tips to help get your savings in order | Standard Life
Tidy up your finances this spring by using our top tips to saving more. With a spring clean, the money you invest now could help towards a more comfortable future.
Kirsty KerrApril 05, 2022
Read more5 mins read -
Market volatility and your investments - what to consider
Market ups and downs happen but they can be unnerving and make you question if your investments are losing you money. We explain what to do when market volatility affects your investments.
MoneyPlus Features TeamMarch 14, 2022
Read more5 mins read -
Pension planning in your 30s and 40s
Reasons to step up your retirement plans in your 30s and 40s and five easy ways to get started.
MoneyPlus Features TeamMarch 09, 2022
Read more5 mins read -
Thinking Forward
Standard Life announces Thinking Forward, a Joint Research Initiative with the Organisation for Economic Co-operation and Development (OECD)
Read more5 mins read -
Pension or ISA? How to decide where to put your savings
When saving for retirement, it can be hard to choose what's right for you. Here we go into detail about pensions vs ISAs, including the tax benefits and more.
Kirsty KerrFebruary 09, 2022
Read more6 mins read -
Tips to help handle retirement income concerns
Tips to help make your savings last longer if you're concerned about your retirement income
MoneyPlus Features TeamFebruary 09, 2022
Read more5 mins read -
Market outlook: infection rates, inflation and interest rates
Infection rates, inflation and interest rates - what could it all mean for markets? And why are they important reminders for pension investors? We share the key points.
MoneyPlus Features TeamFebruary 09, 2022
Read more5 mins read -
New job? Here are 3 tips to make the most of your new pension
If you're starting a new job and the next step is sorting out your finances, these 3 simple pension tips can help. Start your new job on the right foot and make the most of your new pension.
MoneyPlus Features TeamFebruary 02, 2022
Read more4 mins read -
What to do with my old pension when I move jobs?
Find out what you can do to better manage your old pensions when you move jobs. We cover the pros and cons of combining your plans together and how easy it is to track down old pensions.
MoneyPlus Features TeamFebruary 02, 2022
Read more4 mins read -
Retirement planning benefits
Planning can make a positive difference to the retirement you get our research shows. We have some simple ideas to get you started.
MoneyPlus Features TeamJanuary 14, 2022
Read more5 mins read -
Financial Jargon: Money Terms Explained
Get to grips with these common money terms and what they mean so that you can feel confident about investment and financial jargon.
MoneyPlus Features TeamRead moreJanuary 13, 2022
-
Best MoneyPlus articles of 2021
Five of this year's most helpful and popular MoneyPlus articles to help you start 2022 with more money confidence.
MoneyPlus Features TeamDecember 14, 2021
Read more5 mins read -
Wrap up your finances: 7 simple steps to getting your pension savings in shape for the New Year
2022 is just around the corner. Here are seven simple things you can to do make sure your pension savings are on track for the year ahead.
MoneyPlus Features TeamDecember 10, 2021
Read more5 mins read -
What Gen Z and Millennials think about retirement
Our study reveals the retirement attitudes and aspirations of under-40s. Plus what can you do to raise your own retirement expectations.
MoneyPlus Features TeamNovember 18, 2021
Read more5 mins read -
5 pension tips that could help give your savings a boost
Follow our simple pension top up tips on how to make the most of your savings today and it could help your money go further in retirement.
Kirsty KerrNovember 17, 2021
Read more5 mins read -
Guidelines reveal how much a comfortable retirement costs
How much do you need for a comfortable retirement? These guidelines can help you understand the costs. And we have some tips to help you save what you need.
MoneyPlus Features TeamNovember 16, 2021
Read more5 mins read -
Uncomfortable money topics and why it can be good to talk about them
Having uncomfortable conversations can improve your overall wellbeing and financial future. We give you some simple steps to help make the uncomfortable, comfortable.
Kirsty KerrNovember 03, 2021
Read more5 mins read -
-
What retirees wish they'd known and what you can learn from it
Our new study has revealed the top things people wish they'd known before retiring. Here's what we can all learn with the benefit of retirees' hindsight.
MoneyPlus Features TeamOctober 12, 2021
Read more5 mins read -
How to choose the right retirement investment options
Choosing your investment options for retirement can be a big decision. Read our simple guide to help you find out which investment options are right for you.
MoneyPlus Features TeamOctober 12, 2021
Read more6 mins read -
How does pension tax relief work?
Read our simple guide to see how pension tax relief can help to increase your pension savings. Find out how it costs you less to save more for your future.
Kirsty KerrOctober 11, 2021
Read more5 mins read -
6 tips to get your savings and investments back on track
The start of a new season is a good time to take stock and get organised. Here are six tips to get your savings and investments in check.
Kirsty KerrSeptember 01, 2021
Read more5 mins read -
Why invest instead of save?
Getting the basics of investing right could help you hit your financial goals. We look at the reasons why investing might be right for you.
MoneyPlus Features TeamAugust 30, 2021
Read more5 mins read -
Pension or savings? Getting the right mix for you
When you're working towards short-term goals and long-term plans, having the right mix of savings, pension and other investments can make all the difference.
MoneyPlus Features TeamAugust 16, 2021
Read more5 mins read -
Fed up of your 9 to 5? Here's how you could get financial freedom sooner
Many people would like to retire early and want to find out how they can do just that. Here's how much money you might need - and how to save for it.
Kirsty KerrAugust 11, 2021
Read more6 mins read -
A simple guide to investment jargon: part two
Understanding jargon can help you take control of your finances and make the right decisions for your future. Read our latest investment jargon buster to get started.
MoneyPlus Features TeamAugust 03, 2021
Read more5 mins read -
What is drawdown and is it right for you?
We cover the basics of pension income drawdown to help you decide if it's the right option for you.
Kirsty KerrJuly 13, 2021
Read more6 mins read -
A simple guide to investment jargon: part one
Jargon creates confusion and can make it difficult to take important decisions about your investments. We explain eight typical investment jargon terms.
MoneyPlus Features TeamJuly 09, 2021
Read more6 mins read -
Can I take money from my pension plan but keep working and saving?
Want to start taking money from your pension plan but aren't ready to giving up working life just yet? Here are five things to consider.
MoneyPlus Features TeamJuly 09, 2021
Read more4 mins read -
7 tips for how you could grow your money in your 30s and 40s
There's still plenty of time to take control of your finances, build your wealth and shape your future. Start by reading these 7 tips on how you could grow your money.
Kirsty KerrJune 22, 2021
Read more6 mins read -
How to pass on your pension savings
Some basic checks and steps that can help ensure you pass your pension savings on to the right people and in the most tax-efficient way.
MoneyPlus Features TeamJune 21, 2021
Read more5 mins read -
State pension has changed
The State Pension has changed - including how much you can get and what age you can claim it. Here's what you need to know.
MoneyPlus Features TeamJune 16, 2021
Read more5 mins read -
Taking money from your pension savings soon?
Taking money from your pension is a big decision. Our guide can support you when you come to access your pension savings.
MoneyPlus Features TeamRead moreMay 18, 2021
-
7 reasons to feel positive about your finances
With lockdown easing and summer approaching, here are seven reasons to be upbeat about your financial future too.
MoneyPlus Features TeamRead moreMay 18, 2021
-
2021-22 pension and tax changes
A simple guide to how tax and pensions will change when the new tax year starts on 6 April, 2021.
MoneyPlus Features TeamMay 18, 2021
Read more5 mins read -
Budget march 2021
The 2021 Spring Budget contained some significant changes you should know about when it comes to your pensions, savings and the tax you pay.
MoneyPlus Features TeamMarch 03, 2021
Read more5 mins read -
Getting to grips with your pension in 2021
If getting on top of your finances is top of your list of New Year's resolutions try our five-step guide to getting to grips with your pension plans.
MoneyPlus Features TeamJanuary 05, 2021
Read more5 mins read
