Cash savings products provided by Standard Life Bank plc, a division of the Barclays Group.
Savings and Investments selector tool
Simply answer the questions below to get an overview of the Standard Life products that may be best suited to you.
IMPORTANT – This tool is for illustrative purposes only. The results returned are based on our current product range and do not constitute financial advice. If you are in any doubt about the suitability of a product, we suggest you seek financial advice.
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The Facts:
- Savings rates correct as at 28 January 2010 and are subject to change, unless stated as fixed.
- Savings accounts (including Cash ISAs) are available to UK residents only over the age of 16. Investment products are available to UK residents only over the age of 18.
- For investment products, the value of your investment and any income from it can fall as well as rise and you may not get back the original amount invested.
- From 6 October 2009 the maximum annual investment into an ISA is £10,200 for anyone born on or before 5 April 1960. Up to £5,100 of that allowance can be saved in a Cash ISA. For those born after 5 April 1960 the maximum is £7,200 and up to £3,600 of that allowance can be saved in a Cash ISA. From 6 April 2010 the limit will be £10,200 for all eligible investors.
- Standard Life Cash ISAs provided by Standard Life Bank plc, a division of the Barclays Group. These ISA products are managed by Standard Life Savings Limited, a member of the Standard Life Group.
- All ISA products managed by Standard Life Savings Limited.
- Any reference to legislation and taxation is based on Standard Life's understanding of law and HM Revenue & Customs practice at date of publication. Legislation and taxation are liable to change in the future.
- The tax relief for ISAs may be altered in the future and its value depends on your own financial circumstances.
- The tax-free rate is the rate of interest payable where interest is exempt from income tax.
- Gross means the rate of interest paid without the deduction of tax, if applicable.
- Net means the gross rate minus tax at the current rate.
- AER means the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.
- Business accounts opened by registered or recognised charities, occupational pension scheme trustees, limited companies, clubs and societies may have interest paid gross.
- You can choose whether any interest is paid monthly or yearly.
