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Savings products provided by Standard Life Bank plc.

Previous savings rates

Return to our current interest rates.

Previous savings rates

Personal Direct Access Savings Account
Personal 50 Day Notice Account
Personal ISA Direct Access Savings Account
Personal ISA Fixed Rate
Personal ISA 50 Day Notice Account
Personal Bond Plus Savings Account
Business Premium Direct Access Account
Business Premium 10 Day Notice Account
Business Bonus Savings Account (accounts opened before 28 July 2008)
Business Bonus Savings Account (accounts opened after 28 July 2008)
Business Direct Access Savings Account
Business 10 Day Notice Account
Business 60 Day Notice Account
Select Freestyle® ISA
Freestyle® Child Saver account

Previous savings rates

 Personal Direct Access Savings Account

Balance Interest paid yearly Interest paid monthly
Gross/
AER %		 Net % Gross % Net% AER %
£1 - £999 3.68 2.94 3.61 2.89 3.68
£1,000 - £2,499 3.78 3.02 3.71 2.97 3.78
£2,500 - £4,999 3.98 3.18 3.90 3.12 3.98
£5,000 - £9,999 4.08 3.26 4.00 3.20 4.08
£10,000 - £24,999 4.31 3.44 4.22 3.38 4.31
£25,000 - £49,999 4.36 3.48 4.27 3.42 4.36
£50,000+ 4.41 3.52 4.32 3.45 4.41
Interest rates effective from 17 April 2008 to 21 October 2008.
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 Personal 50 Day Notice Account

Balance Interest paid yearly Interest paid monthly
Gross/
AER %		 Net % Gross % Net% AER %
£1 - £999 4.13 3.30 4.05 3.24 4.13
£1,000 - £2,499 4.23 3.38 4.15 3.32 4.23
£2,500 - £4,999 4.33 3.46 4.24 3.39 4.33
£5,000 - £9,999 4.43 3.54 4.34 3.47 4.43
£10,000 - £24,999 4.67 3.73 4.57 3.65 4.67
£25,000 - £49,999 4.72 3.77 4.62 3.69 4.72
£50,000+ 4.77 3.81 4.66 3.73 4.77
Interest rates effective from 17 April 2008 to 21 October 2008.
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 Personal ISA Direct Access Savings Account

Balance Interest paid yearly Interest paid monthly
Gross/AER % Gross % AER %
£1+ 5.10 4.98 5.10
Interest rates effective from 17 April 2008 to 21 October 2008.
Maximum investment into a Cash ISA is £3,600 for 2008/09.
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 Personal ISA Fixed Rate

(for existing customers only)
Balance Interest paid yearly Interest paid monthly
Tax Free/AER % Tax Free% AER %
£1+
(Rate fixed until 5 April 2009)		 6.00 5.84 6.00
£1+
(Revert to rate effective from 6 April 2009)		 5.10 4.98 5.10
Interest rates effective from 17 April 2008 to 21 October 2008.
Maximum investment into a Cash ISA is £3,600 for 2008/09.
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 Personal ISA 50 Day Notice Account

(for existing customers only)
Balance Interest paid yearly Interest paid monthly
Gross/ AER % Gross % AER %
£1 - £999 4.13 4.05 4.13
£1,000 - £2,499 4.23 4.15 4.23
£2,500 - £4,999 4.33 4.24 4.33
£5,000 - £9,999 4.43 4.34 4.43
£10,000 - £24,999 4.67 4.57 4.67
£25,000 - £49,999 4.72 4.62 4.72
£50,000+ 4.77 4.66 4.77
Interest rates effective from 17 April 2008 to 21 October 2008.
Maximum investment into a Cash ISA is £3,600 for 2008/09.
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 Personal Bond Plus Savings Account

(for Savings Bond customers only)
Balance Interest paid yearly Interest paid monthly
Gross/
AER %		 Net % Gross % Net % AER %
£1 + 4.70 3.76 4.60 3.68 4.70
Interest rates effective from 17 April 2008 to 21 October 2008.
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 Business Premium Direct Access Account

Balance Interest paid yearly Interest paid monthly
Gross/
AER %		 Net % Gross % Net% AER %
£1 - £49,999
 4.15 3.32 4.07 3.25 4.15
£50,000 - £199,999
 4.40 3.52 4.31 3.45 4.40
£200,000 - £499,999
 4.45 3.56 4.36 3.48 4.45
£500,000 - £999,999
 4.50 3.60 4.40 3.52 4.50
£1,000,000+
 4.55 3.64 4.45 3.56 4.55
Interest rates effective from 17 April 2008 to 21 October 2008.
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 Business Premium 10 Day Notice Account

Balance Interest paid yearly Interest paid monthly
Gross/
AER %		 Net % Gross % Net% AER %
£1 - £49,999
 4.30 3.44 4.21 3.37 4.30
£50,000 - £199,999
 4.55 3.64 4.45 3.56 4.55
£200,000 - £499,999
 4.60 3.68 4.50 3.60 4.60
£500,000 - £999,999
 4.65 3.72 4.55 3.64 4.65
£1,000,000+
 4.70 3.76 4.60 3.68 4.70
Interest rates effective from 17 April 2008 to 21 October 2008.
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 Business Bonus Savings Account (accounts opened before 28 July 2008)

Balance Interest paid yearly Interest paid monthly
Gross/
AER %		 Net % Gross % Net % AER %
£1,000 - £10,000,000 4.15 3.32 4.07 3.25 4.15
Interest rates effective from 17 April 2008 to 21 October 2008.
Interest on client accounts is paid net.
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 Business Bonus Savings Account (accounts opened after 28 July 2008)

Balance Interest paid yearly Interest paid monthly
Gross/
AER %		 Net % Gross % Net % AER %
£1,000 - £10,000,000
(During bonus period
- until 28th January 2009)		 5.10 4.08 4.98 3.98 5.10
£1,000 - £10,000,000
(from 28th January 2009)		 4.15 3.32 4.07 3.25 4.15
Interest rates effective from 28 July 2008 to 21 October 2008.
Interest on client accounts is paid net.
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 Business Direct Access Savings Account

Balance Interest paid yearly Interest paid monthly
Gross/
AER %		 Net % Gross % Net% AER %
£1 - £49,999
 3.58 2.86 3.52 2.81 3.58
£50,000 - £199,999
 3.68 2.94 3.61 2.89 3.68
£200,000 - £499,999
 3.73 2.98 3.66 2.93 3.73
£500,000 - £999,999
 3.78 3.02 3.71 2.97 3.78
£1,000,000+
 3.83 3.06 3.76 3.01 3.83
Interest rates effective from 17 April 2008 to 21 October 2008.
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 Business 10 Day Notice Account

Balance Interest paid yearly Interest paid monthly
Gross/
AER %		 Net % Gross % Net% AER %
£1 - £49,999
 3.73 2.98 3.66 2.93 3.73
£50,000 - £199,999
 3.83 3.06 3.76 3.01 3.83
£200,000 - £499,999
 3.88 3.10 3.81 3.05 3.88
£500,000 - £999,999
 3.93 3.14 3.86 3.08 3.93
£1,000,000+
 3.98 3.18 3.90 3.12 3.98
Interest rates effective from 17 April 2008 to 21 October 2008.
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 Business 60 Day Notice Account

Balance Interest paid yearly Interest paid monthly
Gross/
AER %		 Net % Gross % Net % AER %
£1 + 4.23 3.38 4.15 3.32 4.23
Interest rates effective from 17 April 2008 to 21 October 2008.
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 Select Freestyle® ISA

(for existing Freestyle customers only)
Balance Interest paid yearly Interest paid monthly
Tax Free/AER % Tax Free % AER %
£1+ 5.75 5.60 5.75
Interest rates effective from 17 April 2008 to 21 October 2008.
Maximum investment into a Cash ISA is £3,600 for 2008/09.
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 Freestyle® Child Saver account

(for existing Freestyle customers only)
Balance Interest paid yearly Interest paid monthly
Gross/
AER %		 Net % Gross % Net % AER %
£1+ 5.45 4.36 5.31 4.25 5.45
Interest rates effective from 17 April 2008 to 21 October 2008.
Interest will be paid gross subject to completion of a R85 tax form.
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This web site is intended for the information of residents of the United Kingdom. Standard Life Assurance Limited (SC286833), Standard Life Bank plc* (SC173685), Standard Life Direct Limited (SC193444) and Standard Life Savings Limited (SC180203) are all registered in Scotland at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH. Standard Life Investments Limited (SC123321) and Standard Life Investments (Mutual Funds) Limited (SC123322) are both registered in Scotland at 1 George Street, Edinburgh EH2 2LL. Standard Life Healthcare Limited is registered in England (02123483) at Marshall Point, 4 Richmond Gardens, Bournemouth BH1 1JD. All companies authorised and regulated by the Financial Services Authority (* except for Standard Life Bank plc's "Buy to Let" mortgages).

©2008 Standard Life.