Personal Direct Access Savings Account
| Balance |
Interest paid yearly |
Interest paid monthly |
Gross/ AER % |
Net % |
Gross % |
Net% |
AER % |
| £1 - £999 |
1.25 |
1.00 |
1.24 |
0.99 |
1.25 |
| £1,000 - £2,499 |
1.35 |
1.08 |
1.34 |
1.07 |
1.35 |
| £2,500 - £4,999 |
1.55 |
1.24 |
1.53 |
1.23 |
1.55 |
| £5,000 - £9,999 |
1.65 |
1.32 |
1.63 |
1.31 |
1.65 |
| £10,000- £24,999 |
1.88 |
1.50 |
1.86 |
1.49 |
1.88 |
| £25,000- £49,999 |
1.93 |
1.54 |
1.91 |
1.53 |
1.93 |
| £50,000+ |
1.98 |
1.58 |
1.96 |
1.56 |
1.98 |
Interest rates effective from 12 February 2009 to 11 March 2009.
Personal 50 Day Notice Account
| Balance |
Interest paid yearly |
Interest paid monthly |
Gross/ AER % |
Net % |
Gross % |
Net% |
AER % |
| £1 - £999 |
1.83 |
1.46 |
1.81 |
1.45 |
1.83 |
| £1,000 - £2,499 |
1.93 |
1.54 |
1.91 |
1.53 |
1.93 |
| £2,500 - £4,999 |
2.03 |
1.62 |
2.01 |
1.60 |
2.03 |
| £5,000 - £9,999 |
2.13 |
1.70 |
2.10 |
1.68 |
2.13 |
| £10,000- £24,999 |
2.37 |
1.89 |
2.34 |
1.87 |
2.37 |
| £25,000- £49,999 |
2.42 |
1.93 |
2.39 |
1.91 |
2.42 |
| £50,000+ |
2.47 |
1.97 |
2.44 |
1.95 |
2.47 |
Interest rates effective from 12 February 2009 to 11 March 2009.
Personal ISA Direct Access Savings Account
| Balance |
Interest paid yearly |
Interest paid monthly |
| Gross/ AER % |
Gross % |
AER % |
| £1+ |
3.00 |
2.95 |
3.00 |
Interest rates effective from 12 February 2009 to 11 March 2009.
Maximum investment into a Cash ISA is £3,600 for 2008/09 and 2009/10.
Personal ISA 50 Day Notice Account
| Balance |
Interest paid yearly |
Interest paid monthly |
| Gross/ AER % |
Gross % |
AER % |
| £1 - £999 |
1.83 |
1.81 |
1.83 |
| £1,000 - £2,499 |
1.93 |
1.91 |
1.93 |
| £2,500 - £4,999 |
2.03 |
2.01 |
2.03 |
| £5,000 - £9,999 |
2.13 |
2.10 |
2.13 |
| £10,000- £24,999 |
2.37 |
2.34 |
2.37 |
| £25,000- £49,999 |
2.42 |
2.39 |
2.42 |
| £50,000+ |
2.47 |
2.44 |
2.47 |
Interest rates effective from 12 February 2009 to 11 March 2009.
Maximum investment into a Cash ISA is £3,600 for 2008/09 and 2009/10.
Personal Bond Plus Savings Account
(for Savings Bond customers only)
| Balance |
Interest paid yearly |
Interest paid monthly |
Gross/
AER % |
Net % |
Gross % |
Net% |
AER % |
| £1 + |
2.27 |
1.81 |
2.24 |
1.79 |
2.27 |
Interest rates effective from 12 February 2009 to 11 March 2009.
Business Premium Direct Access Account
| Balance |
Interest paid yearly |
Interest paid monthly |
Gross/ AER % |
Net % |
Gross % |
Net% |
AER % |
| £1 - £49,999 |
1.72 |
1.37 |
1.70 |
1.36 |
1.72 |
| £50,000 - £199,999 |
1.97 |
1.57 |
1.95 |
1.56 |
1.97 |
| £200,000 - £499,999 |
2.02 |
1.61 |
2.00 |
1.60 |
2.02 |
| £500,000 - £999,999 |
2.07 |
1.65 |
2.05 |
1.64 |
2.07 |
| £1,000,000+ |
2.12 |
1.69 |
2.09 |
1.67 |
2.12 |
Interest rates effective from 12 February 2009 to 11 March 2009. Interest on client accounts is paid net.
Business Premium 10 Day Notice Account
| Balance |
Interest paid yearly |
Interest paid monthly |
Gross/ AER % |
Net % |
Gross % |
Net% |
AER % |
| £1 - £49,999 |
2.00 |
1.60 |
1.98 |
1.58 |
2.00 |
| £50,000 - £199,999 |
2.25 |
1.80 |
2.22 |
1.78 |
2.25 |
| £200,000 - £499,999 |
2.30 |
1.84 |
2.27 |
1.82 |
2.30 |
| £500,000 - £999,999 |
2.35 |
1.88 |
2.32 |
1.86 |
2.35 |
| £1,000,000+ |
2.40 |
1.92 |
2.37 |
1.89 |
2.40 |
Interest rates effective from 12 February 2009 to 11 March 2009. Interest on client accounts is paid net.
Business Bonus Savings Account (accounts opened before 19 October 2008)
| Balance |
Interest paid yearly |
Interest paid monthly |
Gross/ AER % |
Net % |
Gross % |
Net% |
AER % |
| £1,000 - £10,000,000 |
1.72 |
1.37 |
1.70 |
1.36 |
1.72 |
Interest rates effective from 12 February 2009 to 11 March 2009. Interest on client accounts is paid net.
Business Bonus Savings Account (accounts opened after 20 October 2008)
| Balance |
Interest paid yearly |
Interest paid monthly |
Gross/ AER % |
Net % |
Gross % |
Net% |
AER % |
£1,000 - £10,000,000 (during bonus period - until 20 April 2009) |
3.32 |
2.65 |
3.27 |
2.61 |
3.32 |
£1,000 - £10,000,000 (from 21 April 2009) |
1.72 |
1.37 |
1.70 |
1.36 |
1.72 |
Interest rates effective from 12 February 2009 to 11 March 2009. Interest on client accounts is paid net.
Business Direct Access Savings Account
| Balance |
Interest paid yearly |
Interest paid monthly |
Gross/ AER % |
Net % |
Gross % |
Net% |
AER % |
| £1 - £49,999 |
1.15 |
0.92 |
1.14 |
0.91 |
1.15 |
| £50,000 - £199,999 |
1.25 |
1.00 |
1.24 |
0.99 |
1.25 |
| £200,000 - £499,999 |
1.30 |
1.04 |
1.29 |
1.03 |
1.30 |
| £500,000 - £999,999 |
1.35 |
1.08 |
1.34 |
1.07 |
1.35 |
| £1,000,000+ |
1.40 |
1.12 |
1.39 |
1.11 |
1.40 |
Interest rates effective from 12 February 2009 to 11 March 2009. Interest on client accounts is paid net.
Business 10 Day Notice Account
| Balance |
Interest paid yearly |
Interest paid monthly |
Gross/ AER % |
Net % |
Gross % |
Net% |
AER % |
| £1 - £49,999 |
1.43 |
1.14 |
1.42 |
1.13 |
1.43 |
| £50,000 - £199,999 |
1.53 |
1.22 |
1.51 |
1.21 |
1.53 |
| £200,000 - £499,999 |
1.58 |
1.26 |
1.56 |
1.25 |
1.58 |
| £500,000 - £999,999 |
1.63 |
1.30 |
1.61 |
1.29 |
1.63 |
| £1,000,000+ |
1.68 |
1.34 |
1.66 |
1.33 |
1.68 |
Interest rates effective from 12 February 2009 to 11 March 2009. Interest on client accounts is paid net.
Business 60 Day Notice Account
| Balance |
Interest paid yearly |
Interest paid monthly |
Gross/ AER % |
Net % |
Gross % |
Net% |
AER % |
| £1 - £49,999 |
1.93 |
1.54 |
1.91 |
1.53 |
1.93 |
Interest rates effective from 12 February 2009 to 11 March 2009. Interest on client accounts is paid net.
Select Freestyle® ISA
(for existing Freestyle customers only)
| Balance |
Interest paid yearly |
Interest paid monthly |
| Gross/ AER % |
Gross % |
AER % |
| £1+ |
3.65 |
3.59 |
3.65 |
Interest rates effective from 12 February 2009 to 11 March 2009.
Maximum investment into a Cash ISA is £3,600 for 2009/10.
Freestyle® Child Saver account
(for existing Freestyle customers only)
| Balance |
Interest paid yearly |
Interest paid monthly |
Gross/ AER % |
Net % |
Gross % |
Net% |
AER % |
| £1+ |
3.02 |
2.41 |
2.97 |
2.38 |
3.02 |
Interest rates effective from 12 February 2009 to 11 March 2009.
Interest will be paid gross subject to completion of a R85 tax form.