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Savings products provided by Standard Life Bank plc.


Previous savings rates

 Personal Direct Access Savings Account

Balance Interest paid yearly Interest paid monthly
Gross/
AER %
Net % Gross % Net% AER %
£1 - £999 1.25 1.00 1.24 0.99 1.25
£1,000 - £2,499 1.35 1.08 1.34 1.07 1.35
£2,500 - £4,999 1.55 1.24 1.53 1.23 1.55
£5,000 - £9,999 1.65 1.32 1.63 1.31 1.65
£10,000- £24,999 1.88 1.50 1.86 1.49 1.88
£25,000- £49,999 1.93 1.54 1.91 1.53 1.93
£50,000+ 1.98 1.58 1.96 1.56 1.98
Interest rates effective from 12 February 2009 to 11 March 2009.

 Personal 50 Day Notice Account

Balance Interest paid yearly Interest paid monthly
Gross/
AER %
Net % Gross % Net% AER %
£1 - £999 1.83 1.46 1.81 1.45 1.83
£1,000 - £2,499 1.93 1.54 1.91 1.53 1.93
£2,500 - £4,999 2.03 1.62 2.01 1.60 2.03
£5,000 - £9,999 2.13 1.70 2.10 1.68 2.13
£10,000- £24,999 2.37 1.89 2.34 1.87 2.37
£25,000- £49,999 2.42 1.93 2.39 1.91 2.42
£50,000+ 2.47 1.97 2.44 1.95 2.47
Interest rates effective from 12 February 2009 to 11 March 2009.

 Personal ISA Direct Access Savings Account

Balance Interest paid yearly Interest paid monthly
Gross/ AER % Gross % AER %
£1+ 3.00 2.95 3.00
Interest rates effective from 12 February 2009 to 11 March 2009.
Maximum investment into a Cash ISA is £3,600 for 2008/09 and 2009/10.

 Personal ISA 50 Day Notice Account

Balance Interest paid yearly Interest paid monthly
Gross/ AER % Gross % AER %
£1 - £999 1.83 1.81 1.83
£1,000 - £2,499 1.93 1.91 1.93
£2,500 - £4,999 2.03 2.01 2.03
£5,000 - £9,999 2.13 2.10 2.13
£10,000- £24,999 2.37 2.34 2.37
£25,000- £49,999 2.42 2.39 2.42
£50,000+ 2.47 2.44 2.47
Interest rates effective from 12 February 2009 to 11 March 2009.
Maximum investment into a Cash ISA is £3,600 for 2008/09 and 2009/10.

 Personal Bond Plus Savings Account

(for Savings Bond customers only)
Balance Interest paid yearly Interest paid monthly
Gross/
AER %
Net % Gross % Net% AER %
£1 + 2.27 1.81 2.24 1.79 2.27
Interest rates effective from 12 February 2009 to 11 March 2009.

 Business Premium Direct Access Account

Balance Interest paid yearly Interest paid monthly
Gross/
AER %
Net % Gross % Net% AER %
£1 - £49,999 1.72 1.37 1.70 1.36 1.72
£50,000 - £199,999 1.97 1.57 1.95 1.56 1.97
£200,000 - £499,999 2.02 1.61 2.00 1.60 2.02
£500,000 - £999,999 2.07 1.65 2.05 1.64 2.07
£1,000,000+ 2.12 1.69 2.09 1.67 2.12
Interest rates effective from 12 February 2009 to 11 March 2009. Interest on client accounts is paid net.

 Business Premium 10 Day Notice Account

Balance Interest paid yearly Interest paid monthly
Gross/
AER %
Net % Gross % Net% AER %
£1 - £49,999 2.00 1.60 1.98 1.58 2.00
£50,000 - £199,999 2.25 1.80 2.22 1.78 2.25
£200,000 - £499,999 2.30 1.84 2.27 1.82 2.30
£500,000 - £999,999 2.35 1.88 2.32 1.86 2.35
£1,000,000+ 2.40 1.92 2.37 1.89 2.40
Interest rates effective from 12 February 2009 to 11 March 2009. Interest on client accounts is paid net.

 Business Bonus Savings Account (accounts opened before 19 October 2008)

Balance Interest paid yearly Interest paid monthly
Gross/
AER %
Net % Gross % Net% AER %
£1,000 - £10,000,000 1.72 1.37 1.70 1.36 1.72
Interest rates effective from 12 February 2009 to 11 March 2009. Interest on client accounts is paid net.

 Business Bonus Savings Account (accounts opened after 20 October 2008)

Balance Interest paid yearly Interest paid monthly
Gross/
AER %
Net % Gross % Net% AER %
£1,000 - £10,000,000
(during bonus period - until 20 April 2009)
3.32 2.65 3.27 2.61 3.32
£1,000 - £10,000,000
(from 21 April 2009)
1.72 1.37 1.70 1.36 1.72
Interest rates effective from 12 February 2009 to 11 March 2009. Interest on client accounts is paid net.

 Business Direct Access Savings Account

Balance Interest paid yearly Interest paid monthly
Gross/
AER %
Net % Gross % Net% AER %
£1 - £49,999 1.15 0.92 1.14 0.91 1.15
£50,000 - £199,999 1.25 1.00 1.24 0.99 1.25
£200,000 - £499,999 1.30 1.04 1.29 1.03 1.30
£500,000 - £999,999 1.35 1.08 1.34 1.07 1.35
£1,000,000+ 1.40 1.12 1.39 1.11 1.40
Interest rates effective from 12 February 2009 to 11 March 2009. Interest on client accounts is paid net.

 Business 10 Day Notice Account

Balance Interest paid yearly Interest paid monthly
Gross/
AER %
Net % Gross % Net% AER %
£1 - £49,999 1.43 1.14 1.42 1.13 1.43
£50,000 - £199,999 1.53 1.22 1.51 1.21 1.53
£200,000 - £499,999 1.58 1.26 1.56 1.25 1.58
£500,000 - £999,999 1.63 1.30 1.61 1.29 1.63
£1,000,000+ 1.68 1.34 1.66 1.33 1.68
Interest rates effective from 12 February 2009 to 11 March 2009. Interest on client accounts is paid net.

 Business 60 Day Notice Account

Balance Interest paid yearly Interest paid monthly
Gross/
AER %
Net % Gross % Net% AER %
£1 - £49,999 1.93 1.54 1.91 1.53 1.93
Interest rates effective from 12 February 2009 to 11 March 2009. Interest on client accounts is paid net.

 Select Freestyle® ISA

(for existing Freestyle customers only)
Balance Interest paid yearly Interest paid monthly
Gross/ AER % Gross % AER %
£1+ 3.65 3.59 3.65
Interest rates effective from 12 February 2009 to 11 March 2009.
Maximum investment into a Cash ISA is £3,600 for 2009/10.

 Freestyle® Child Saver account

(for existing Freestyle customers only)
Balance Interest paid yearly Interest paid monthly
Gross/
AER %
Net % Gross % Net% AER %
£1+ 3.02 2.41 2.97 2.38 3.02
Interest rates effective from 12 February 2009 to 11 March 2009.
Interest will be paid gross subject to completion of a R85 tax form.






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This web site is intended for the information of residents of the United Kingdom. Standard Life Assurance Limited (SC286833), Standard Life Bank plc* (SC173685), Standard Life Direct Limited (SC193444) and Standard Life Savings Limited (SC180203) are all registered in Scotland at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH. Standard Life Investments Limited (SC123321) and Standard Life Investments (Mutual Funds) Limited (SC123322) are both registered in Scotland at 1 George Street, Edinburgh EH2 2LL. Standard Life Healthcare Limited is registered in England (02123483) at Marshall Point, 4 Richmond Gardens, Bournemouth BH1 1JD. All companies authorised and regulated by the Financial Services Authority (* except for Standard Life Bank plc's "Buy to Let" mortgages).

©2009 Standard Life.