Savings Bonds
A secure place to put your money
You know where you are with a bond, from day one you know that every penny you invest you will get back. Your nest egg is safe.
Fixed Rate Bonds
A savings account that provides guaranteed interest rates over an agreed period. We currently offer a Fixed Rate Bond with a guaranteed rate of 2.90% gross p.a./AER fixed until 12/02/2010.
Tell me more about Fixed Rate Bonds and apply online
Capital Protected Bonds
This limited offer Bond is currently unavailable.
Do you hold a Capital Protected Bond that is due to mature?
We regularly launch new Savings Bonds, so do keep checking.
Bond Plus Savings Account
All our Savings Bond customers are given the opportunity to open a Bond Plus Savings Account - a direct access savings account with an enhanced interest rate of 1.92% variable gross p.a./AER, available for as long as you hold a Savings Bond with us.
Read more about our Bond Plus Savings Account
The Facts
- Rates correct as at 12 May 2009.
- Bonds available to individual personal investors over 16 years of age and resident in the UK.
- You can open a bond with a single deposit of any sum between £1,000 and £1,000,000.
- Open as many bonds as you like, up to a total investment of £10,000,000.
- If you make a single deposit of £50,000 or more into a Fixed Rate Bond, then interest will be paid gross, regardless of your tax status. Otherwise interest is paid net.
- No withdrawals will be allowed during the term of the bond, apart from any interest which must be transferred out of the Bond on payment.
- With Fixed Rate Bonds, you can choose whether interest is paid monthly or yearly.
- Gross means the rate of interest paid without the deduction of tax, if applicable.
- AER means the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.
- We reserve the right to decline an application if funds are not received within 14 days of the initial telephone call.
- Standard Life Bank savings accounts are covered by the Financial Services Compensation Scheme.
