Direct Access Account

Make your savings work harder for you.

If your surplus cash is tied up in a regular deposit account, poor interest rates mean you could be losing out.

Extra benefits

• Earn a greater rate of interest by pooling your savings together with family and friends. Read more about our pooling facility

You can Apply online now or call us on 08457 55 56 57, Mon-Fri 8am-6pm (call charges may vary).

The Facts

• Rates correct as at 22 October 2008, subject to variation.
• Minimum balance £1
• Accounts available to UK residents only over the age of 16.
• Withdrawals sent by electronic transfer via your external account will normally take 3 working days. In exceptional cases we may permit same day withdrawals but we will charge a fee for this, currently £28.
• Gross means the rate of interest paid without the deduction of tax, if applicable.
• AER means the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.
• For all accounts, you can choose whether interest is to be paid monthly or yearly.
• Standard Life Bank savings accounts are covered by the Financial Services Compensation Scheme