Make your savings work harder for you.
If your surplus cash is tied up in a regular deposit account, poor interest rates mean you could be losing out.
Summary box
Key product information for this account
|
| Account name: |
Direct Access Savings Account |
| Interest rates (AERs): |
Tiered rates from 0.90% - 1.63% variable gross pa/AER.
See the full tiered rates. |
| Tax Status: |
Interest will be paid net for UK tax-payers. |
| Conditions for bonus payment: |
Not applicable to this type of account. |
| Withdrawal arrangements: |
No notice period or penalties apply when making withdrawals on this type of account. |
| Access: |
Enjoy easy access to your money over the phone 8am-6pm Mon-Fri, or make transactions
at a time that suits you with our online service. |
Extra benefits
You can Apply online now or call us on 08457 55 56 57, Mon-Fri 8am-6pm (call charges may vary).
The Facts
- Rates correct as at 12 March 2009, subject to variation.
- Minimum balance £1
- Accounts available to UK residents only over the age of 16.
- Withdrawals sent by electronic transfer via your external account will normally take 3 working days. In exceptional cases we may permit same day withdrawals but we will charge a fee for this, currently £28.
- Gross means the rate of interest paid without the deduction of tax, if applicable.
- AER means the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.
- For all accounts, you can choose whether interest is to be paid monthly or yearly.
- The interest payable in relation to savings accounts depends on the individual circumstances of each customer and may be subject to change in the future.
- Standard Life Cash Savings savings accounts are covered by the Financial Services Compensation Scheme
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