You can apply online now for a Fixed Rate Bond. Our online application takes approximately 10 minutes to complete and allows you to open the account at a time that suits you. This facility is only available if this is your first savings account/bond with us.
If you would prefer to speak to one of our experienced banking operators call us on 0845 609 6311, Mon-Fri 8am-6pm (call charges vary).
Remember, all of our Bonds are limited offers and subject to availability.
There are no charges attached to this account for a normal Fixed Rate Bond transaction.
No withdrawals will be allowed during the fixed term, apart from interest which must be transferred out of the Bond on payment.
Interim statements can be requested at any time for no extra charge.
We do charge for dishonoured cheques. Please see our tariff of charges for further details.
Interest cannot be held in your Bond.
You can choose to have your interest paid either monthly or yearly to any of the following accounts:
The interest rate is extremely competitive and will be guaranteed for the term of the Bond. The same rate of interest will apply no matter how much you save in your Bond.
If you make a deposit of £50,000 or more, then interest will be paid gross, regardless of your tax status.
We will contact you prior to the end of the term to confirm your preferred option.
If we do not hear from you then the funds in your Bond will be transferred automatically to a Standard Life Cash Savings Direct Access Savings Account. Your investment will continue to earn very competitive rates of interest but will also allow you easy access to your savings.
Bond Plus Savings Account is a direct access savings account with an enhanced rate that is offered exclusively to all of our Savings Bond customers, and can be opened at any stage during your bond term - just call us on 0845 609 6311.
The interest earned on your bond can be transferred to this account to ensure the enhanced rate.
Withdrawals sent by electronic transfer via your external account will normally take 3 working days. In exceptional cases we may permit same day withdrawals but we will charge a fee for this, currently £28.
Interest is calculated daily and can be paid back into your Bond Plus account either monthly or annually.
Read more about our Bond Plus Savings Account .
